Rates

Name Term APY Min Deposit
Raise Your Rate CD 2 years 1.15 % $1
4 years 1.54 % $1
IRA Raise Your Rate CD 2 years 1.15 % $1
4 years 1.54 % $1
IRA High Yield CD 3 months 0.39 % $1
6 months 0.74 % $1
9 months 0.74 % $1
1 year 0.99 % $1
18 months 1.00 % $1
3 years 1.40 % $1
5 years 1.79 % $1
High Yield CD 3 months 0.39 % $1
6 months 0.74 % $1
9 months 0.74 % $1
1 year 0.99 % $1
18 months 1.00 % $1
3 years 1.40 % $1
5 years 1.79 % $1
No Penalty CD 11 months 0.91 % $1

Product Information

Get a certificate of deposit with our highest fixed CD rate for a fixed term:

  • Open with $0

  • No monthly fees

  • Daily compounded interest for maximum earnings

  • FDIC insured Maximize your coverage

  • Automatic renewal at maturity

  • Ability to withdraw and receive earned interest as income — just let us know before the CD maturity date or by ten days after

  • Your term and rate will go into effect when you make your deposit

Product Fees

We will only charge a fee if you make an early withdrawal before the CD matures.

  • For certificate of deposit terms of 3, 6, 9, and 12 months, the fee equals 3 months’ interest.

  • For certificate of deposit terms of 18 months or longer, the fee equals 6 months’ interest.

Latest Rate Updates

4 year Raise Your Rate CD
1.59% ⇒ 1.54%
2/3/12
4 year IRA Raise Your Rate CD
1.59% ⇒ 1.54%
2/3/12
2 year Raise Your Rate CD
1.18% ⇒ 1.15%
1/26/12
2 year IRA Raise Your Rate CD
1.18% ⇒ 1.15%
1/26/12
5 year IRA High Yield CD
1.80% ⇒ 1.79%
1/24/12
5 year High Yield CD
1.80% ⇒ 1.79%
1/24/12
5 year IRA High Yield CD
1.79% ⇒ 1.80%
1/20/12
5 year High Yield CD
1.79% ⇒ 1.80%
1/20/12
18 month IRA High Yield CD
1.03% ⇒ 1.00%
1/18/12
18 month High Yield CD
1.03% ⇒ 1.00%
1/18/12