Amegy Bank – IRA CD

Product Info:

  • Fixed rate of interest
  • Paid and compounded monthly.
  • Balance Computation Method:  The daily balance method applies a periodic rate  to the collected balance in the account each day
  • Accrual on Non-cash Deposits: Interest begins to accrue on the business day you deposit non-cash items (for example, checks)
  • At the customer’s discretion, interest may be credited to the CD, paid by check or transferred to another Amegy account
  • If the account is closed before interest is paid, accrued interest will be forfeited
  • CDs are automatically renewed at maturity, unless special terms have been agreed upon at the time the account is established
  • The grace period for automatically renewing certificates is 10 calendar days after the maturity date.
  • Changes to the term may be made during the grace period
  • A notice of maturity will be mailed 10 days prior to the maturity date
  • The renewal interest rate and annual percentage yield will be those prevailing at the time of maturity for certificates of deposit with like duration and amount
  • Traditional and ROTH IRAs available
To find out more, visit Amegy Bank's website.
Current Rates
Term APY Min Deposit
1 month 0.05 % $1,000
2 months 0.05 % $1,000
3 months 0.05 % $1,000
6 months 0.10 % $1,000
11 months 0.10 % $1,000
1 year 0.10 % $1,000
18 months 0.10 % $1,000
2 years 0.20 % $1,000
30 months 0.50 % $1,000
3 years 0.40 % $1,000
5 years 1.00 % $1,000
Rates last updated: 5/19/2012

IRA CD Rate History

1 month IRA CD Rates

Latest Rate Updates

5 year IRA CD
0.50% ⇒ 1.00%
2/24/12
30 month IRA CD
0.35% ⇒ 0.50%
2/24/12