Amegy Bank – Personal CD

Product Info:

  • Fixed rate of interest
  • Paid and compounded monthly.
  • Balance Computation Method:  The daily balance method applies a periodic rate  to the collected balance in the account each day
  • Accrual on Non-cash Deposits: Interest begins to accrue on the business day you deposit non-cash items (for example, checks)
  • At the customer’s discretion, interest may be credited to the CD, paid by check or transferred to another Amegy account
  • If the account is closed before interest is paid, accrued interest will be forfeited
  • CDs are automatically renewed at maturity, unless special terms have been agreed upon at the time the account is established
  • The grace period for automatically renewing certificates is 10 calendar days after the maturity date.
  • Changes to the term may be made during the grace period
  • A notice of maturity will be mailed 10 days prior to the maturity date
  • The renewal interest rate and annual percentage yield will be those prevailing at the time of maturity for certificates of deposit with like duration and amount
To find out more, visit Amegy Bank's website.
Current Rates
Term APY Min Deposit
1 month 0.05 % $1,000
2 months 0.05 % $1,000
3 months 0.05 % $1,000
6 months 0.10 % $1,000
11 months 0.10 % $1,000
1 year 0.10 % $1,000
18 months 0.10 % $1,000
2 years 0.20 % $1,000
30 months 0.50 % $1,000
3 years 0.40 % $1,000
5 years 1.00 % $1,000
Rates last updated: 5/19/2012

Personal CD Rate History

1 month CD Rates

Latest Rate Updates

5 year Personal CD
0.50% ⇒ 1.00%
2/24/12
30 month Personal CD
0.35% ⇒ 0.50%
2/24/12