Bank of America Risk Free Certificate of Deposit

• 9 month term and 1.75% APY
• This CD allows you to withdraw funds prior to maturity without a penalty
• $5,000 minimum opening balance.
• Early withdrawal penalty is waived after first 6 days of the account term
• Seven days prior written notice of intended withdrawal

Bank of America Opt Up CD

• You have the option to increase your rate one time after 6 months, if rates rise during the term of the CD, with no fee or term extension
• If rates rise, contact any time to request a one time increase