Bank USA – Market Rate Checking
Minimum deposit to open:
$100
Minimum balance to avoid fee ($25):
$10000
Product Info:
- No ATM fees and reimbursement for other banks' ATM fees
- Free check imaging
- Free checks for life
- One free NSF waiver annually
- Free cashier's checks
- One year free safe deposit box
- Daily minimum balance of $10,000 or combined deposits of $25,000 required to avoid monthly service charge; otherwise $25 per month
- Plus, get up to 10,000 Bank Rewards bonus points with your new account: 5,000 points for any new direct deposit of $100 or more and 5,000 points with your first online bill payment or automatic payment from checking
To find out more, visit
Bank USA's website.
Current Rates
| Min Deposit | Max Deposit | APY |
| $1 | $999 | 0.05 % |
| $1,000 | $9,999 | 0.10 % |
| $10,000 | $24,999 | 0.15 % |
| $25,000 | $49,999 | 0.15 % |
| $50,000 | $74,999 | 0.20 % |
| $75,000 | $99,999 | 0.20 % |
| $100,000 | — | 0.25 % |
Market Rate Checking Rate History
Interest Checking Rates ($1 - $999)
Interest Checking Rates ($1,000 - $9,999)
Interest Checking Rates ($10,000 - $24,999)
Interest Checking Rates ($25,000 - $49,999)
Interest Checking Rates ($50,000 - $74,999)
Interest Checking Rates ($75,000 - $99,999)
Interest Checking Rates ($100,000 and up)
All Products
- CD Accounts
- Bank USA CD
- IRA CD
- Jumbo IRA CD
- Jumbo CD
- Savings Accounts
- Money Market Plus
- Bank USA Savings
- Checking Accounts
- USA Free Checking
- Market Rate Checking
- Value Checking