Capital One Direct – Online Savings

Minimum deposit to open: $1

Product Info:

  • Minimum initial deposit of $1
  • Withdrawals by online transfer are limited to 6 per calendar month
  • FDIC insured
  • No fees
  • Free online transfers
To find out more, visit Capital One Direct's website.
Current Rates
Min Deposit Max Deposit APY
$1 $99 0.60 %
$100 $4,999 0.60 %
$5,000 $9,999 0.60 %
$10,000 $24,999 1.60 %
$25,000 $49,999 1.60 %
$50,000 $99,999 1.60 %
$100,000 1.60 %

Online Savings Rate History

Savings Rates ($1 - $99)