Cathay Bank – Cathay ValuePlus
Minimum deposit to open:
$2000
Minimum balance to avoid fee ($15):
$2000
Product Info:
- Interest rates apply to California, Washington, and Texas accounts only
- Deposits are FDIC insured
- 24-hour ATM access nationwide through the STAR®, Plus®, STARsf® & VISA® networks
- Unlimited 24-hour access to the Cathay Service Hotline (1-800-9CATHAY), to obtain your personal account information
- CathayLine Overdraft Protection to save you the expense and embarrassment of accidentally bouncing a check
- Automatic transfer service to transfer funds between your deposit accounts at Cathay Bank
- An easy-to-read monthly statement which lists your banking activities, and provides images of your paid checks
- Online Banking Services
- Bonus CD rate
- Fee free travelers checks
- Fee free official checks
- Loan discount
To find out more, visit
Cathay Bank's website.
Current Rates
| Min Deposit | Max Deposit | APY |
| $2,000 | $9,999 | 0.05 % |
| $10,000 | $24,999 | 0.10 % |
| $25,000 | $49,999 | 0.15 % |
| $50,000 | — | 0.20 % |
Rates last updated: 5/21/2012
Cathay ValuePlus Rate History
Interest Checking Rates ($2,000 - $9,999)
Interest Checking Rates ($10,000 - $24,999)
Interest Checking Rates ($25,000 - $49,999)
Interest Checking Rates ($50,000 and up)
All Products
- CD Accounts
- Cathay CD
- Cathay CD 50k
- Savings Accounts
- Smart Money Market
- Regular Savings
- Student Savings
- Checking Accounts
- Cathay ValuePlus