Cathay Bank – Smart Money Market
Minimum deposit to open:
$10000
Minimum balance to avoid fee ($12):
$2000
Product Info:
- $10,000 minimum deposit
- FDIC insured up to $250,000
- Variable rate
- Compounds daily
- Credits monthly
- An excessive transaction fee of $10.00 will be charged for each item in excess of the federally regulated limitations (no more than 6 transfers per each 4 week period)
- Withdrawals made in person are unlimited
To find out more, visit
Cathay Bank's website.
Current Rates
| Min Deposit | Max Deposit | APY |
| $1 | $9,999 | 0.05 % |
| $10,000 | $24,999 | 0.05 % |
| $25,000 | $49,999 | 0.10 % |
| $50,000 | $99,999 | 0.15 % |
| $100,000 | $299,999 | 0.20 % |
| $300,000 | $499,999 | 0.30 % |
| $500,000 | $999,999 | 0.45 % |
| $1,000,000 | $2,999,999 | 0.50 % |
| $3,000,000 | — | 0.60 % |
Rates last updated: 5/21/2012
Smart Money Market Rate History
Money Market Rates ($1 - $9,999)
Money Market Rates ($10,000 - $24,999)
Money Market Rates ($25,000 - $49,999)
Money Market Rates ($50,000 - $99,999)
Money Market Rates ($100,000 - $299,999)
Money Market Rates ($300,000 - $499,999)
Money Market Rates ($500,000 - $999,999)
Money Market Rates ($1,000,000 - $2,999,999)
Money Market Rates ($3,000,000 and up)
All Products
- CD Accounts
- Cathay CD
- Cathay CD 50k
- Savings Accounts
- Smart Money Market
- Regular Savings
- Student Savings
- Checking Accounts
- Cathay ValuePlus