Citizens First
Citizens First is a mid-sized bank headquartered in Port Huron, MI. Citizens First is a failed bank. Citizens First has deposits of $1.4 billion, and was established in January 1937.
Products offered by the bank include: Golden 50 CD, Regular CD, Money Market, Premium Money Market, Holiday Savings, eChecking, Sensible Checking and Student Checking.
Current Citizens First Rates
| Name | Term | APY | Min Deposit | |
| Golden 50 CD | 3 months | 1.04 % | $5,000 | |
| 6 months | 1.23 % | $5,000 | ||
| 9 months | 0.87 % | $5,000 | ||
| 1 year | 1.49 % | $5,000 | ||
| 18 months | 1.25 % | $5,000 | ||
| 2 years | 1.94 % | $5,000 | ||
| 3 years | 2.29 % | $5,000 | ||
| 4 years | 2.51 % | $5,000 | ||
| 5 years | 2.83 % | $5,000 | ||
| 6 years | 2.83 % | $5,000 | ||
| Regular CD | 1 month | 0.16 % | $1,000 | |
| 3 months | 1.04 % | $1,000 | ||
| 6 months | 1.23 % | $1,000 | ||
| 9 months | 0.87 % | $1,000 | ||
| 1 year | 1.49 % | $500 | ||
| 18 months | 1.25 % | $500 | ||
| 2 years | 1.94 % | $500 | ||
| 3 years | 2.29 % | $500 | ||
| 4 years | 2.51 % | $500 | ||
| 5 years | 2.83 % | $500 | ||
| 6 years | 2.83 % | $1,000 |
About Citizens First
Citizens First Bancorp, Inc. operates as the holding company for CF Bancorp, which provides banking services in the southeastern portion of Michigan's Lower Peninsula. The company accepts various deposit accounts, which include savings accounts, checking and negotiable order of withdrawal accounts, certificates of deposit, individual retirement accounts, and money market accounts.
It offers one- to four-family residential mortgage loans, commercial and multi-family real estate loans, residential construction loans, home equity and lines of credit, commercial loans, and consumer loans, including automobile loans, mobile home loans, other secured loans, collateral loans, personal loans, and unsecured loans.
In addition, the company provides trust and investment services to individuals, partnerships, corporations, and institutions; fiduciary services; title insurance; and mutual funds and insurance products, such as annuities. It also owns and operates in real estate activities, such as leasing and/or selling other real estate owned assets.
As of December 31, 2007, the company operated 24 full-service banking centers and 1 loan production office. The company was founded in 1938 and is headquartered in Port Huron, Michigan.