Rates

Name Term APY Min Deposit
Discover CD 3 months 0.40 % $2,500
6 months 0.75 % $2,500
9 months 0.80 % $2,500
1 year 0.90 % $2,500
18 months 0.95 % $2,500
2 years 1.15 % $2,500
30 months 1.20 % $2,500
3 years 1.35 % $2,500
4 years 1.55 % $2,500
5 years 1.75 % $2,500
7 years 2.00 % $2,500
10 years 2.45 % $2,500
IRA CD 3 months 0.40 % $2,500
6 months 0.75 % $2,500
9 months 0.80 % $2,500
1 year 0.90 % $2,500
18 months 0.95 % $2,500
2 years 1.15 % $2,500
30 months 1.20 % $2,500
3 years 1.35 % $2,500
4 years 1.55 % $2,500
5 years 1.75 % $2,500
7 years 2.00 % $2,500
10 years 2.45 % $2,500

Product Information

  • Earn a competitive rate– that consistently beats the National Average
  • Interest on your terms– accumulate interest in your CD or transfer it to another account
  • No market risk– your principle is secure and not subject to fluxations in the market
  • Manage and track your account online or by phone 24 hours a day
  • Accumulate interest in your CD or transfer the interest to another account
  • Schedule regular interest deposits to the account of your choice
  • We'll notify you with renewal options that meet your needs
  • Choose automatic renewal for the same term at a rate that consistently beats the National Average
  • Add to a maturing CD, fund a new one with a free online transfer, or transfer the balance to another account

Product Fees

Fees

  • Less than 1 Year until Maturity: 3 months simple interest on the amount withdrawn
  • 1 Year up to and including 5 Years until Maturity: 6 months simple interest on the amount withdrawn
  • Greater than 5 Years until Maturity: 9 months simple interest on the amount withdrawn

Services

  • Incoming Domestic Wire: Free
  • Incoming International Wire: Free
  • Foreign Check Conversion: At cost
  • Outgoing Domestic Wire: $20
  • Outgoing International Wire: $40
  • Copy of Statement, Check, Deposit Item: $5
  • Priority Mail: $20