ETrade Bank – Max Rate Checking
Minimum deposit to open:
$100
Minimum balance to avoid fee ($15):
$5000
Product Info:
- Free, unlimited online bill payments
- Free ATM/VISA® Debit card
- Unlimited ATM fee refunds
- Online images of cleared checks, deposited checks, and deposit slips—accessible indefinitely, for as long as you have your account
- Free initial checkbook order
- FDIC Insured
To find out more, visit
ETrade Bank's website.
Current Rates
| Min Deposit | Max Deposit | APY |
| $1 | $4,999 | 0.05 % |
| $5,000 | $49,999 | 0.15 % |
| $50,000 | — | 0.15 % |
Max Rate Checking Rate History
Interest Checking Rates ($1 - $4,999)
Interest Checking Rates ($5,000 - $49,999)
Interest Checking Rates ($50,000 and up)
Product Fees
- Avoid an account fee by completing any of the following:
- Maintain a minimum average balance of $5,000 in your Max-Rate Checking Account
- Set up and maintain a direct deposit of $200 or more per month (A combination of direct deposits totaling $200 does not satisfy this requirement)
- Maintain a combined balance of $50,000 or more in linked E*TRADE Securities, E*TRADE Bank, and employee stock plan accounts (including vested in-the-money options, stock option plan shares, ESPP shares, and released restricted stock) accounts
- Execute at least 30 stock or options trades during a calendar quarter in a linked E*TRADE Securities account