First Niagara Bank

First Niagara Bank is a mid-sized bank headquartered in Lockport, NY. The bank operates 1 branch in 1 state (New York). First Niagara Bank has deposits of $6.3 billion, and was established in January 1870.

This bank is FDIC insured - all deposits are protected for up to $250,000. Products offered by the bank include: eCD, Traditional CD, Statement Savings, Pinnacle MMA, PinnaclePlus Money Market, Pinnacle Checking and PinnaclePlus Checking.

Bank website:
Phone: 1-800-421-0004
Headquarters: Lockport, NY
FDIC Certificate #: 16004

First Niagara Bank Reviews

1 Review Write a review

Current First Niagara Bank Rates

Name Term
Min Deposit Max Deposit
eCD 30 months
0.75 %
Traditional CD 1 month
0.05 %
3 months
0.05 %
6 months
0.05 %
1 year
0.05 %
2 years
0.10 %
3 years
0.15 %
4 years
0.20 %
5 years
0.40 %
6 years
0.75 %

Customer Reviews

Very out-dated banking! Take your money elsewhere..

This is by far one of the worst banks I have had to deal with.. I have had a line of credit for the past 8 yrs that I started with a previous bank that they bought. I made all my payments on time with no questions and kept everything in good standing. Now I have moved out of state and first wanted to change my address so my bill comes here but was told they can't enter a PO Box so I have to keep my PA address on file and have it forwarded here to AZ? Well that adds a week of transit time to my bill? Now I decided to Pay off the amount and close the account cause it's no worth the headache, they don't take complete payments over the phone and I have to mail it, so I have to add a few days interest to my payment for snail-mail! Take your money elsewhere and stay away from this Bank..

Review posted by Joslbean May 15, 2012

About First Niagara Bank

Thriving in today’s economic environment takes vision, flexibility, and a financial partner who will be with you for the long haul. At First Niagara, we’re your Belief Backers the people who truly get to know you so that we can put our powerful range of resources to work for you every day.

Whether you’re a family of four, a 40-person business, or an organization with 4,000 employees, we can help you achieve your financial goals. We’ve been a financial services provider for nearly 140 years. Today, we offer a wide array of personal, commercial and municipal financial products and services solutions that empower you to get more out of your money.

First Niagara can provide you with the products and services to help you meet all your personal banking needs – whether it’s borrowing and saving money or just making it easier to manage your finances. We also have the tools and professional advice to help you achieve your long-term goals, from education funding and retirement planning to insurance and wealth transfer.

First Niagara is well-positioned to meet your business banking needs with a full range of commercial products and services, including business banking, cash management and merchant services, commercial real estate, risk management, insurance and benefits consulting.

First Niagara Financial Group, Inc., through its wholly owned subsidiary, First Niagara Bank, will have $19.3 billion in assets, 254 branches and $13.9 billion in deposits at the close of its acquisition of Harleysville National Corporation, which is expected in the first quarter of 2010, subject to regulatory approval. First Niagara Bank is a community-oriented bank providing financial services to individuals, families and businesses across Upstate New York and Pennsylvania.