Flagstar Direct – Express Savings
Minimum deposit to open:
$1
Minimum balance to avoid fee:
$0
Product Info:
- Free ATM access at over 40,000 ATMs in the Flagstar, Allpoint® and Presto® networks in all 50 states. (A transaction fee may be charged for using a non-Flagstar ATM.)
- Direct deposit — Electronic deposit is available for pay checks, Social Security, or other recurring checks automatically deposited into your savings account. Signing up for direct deposit is fast, easy, and simple
- Wire transfers — Pay no charge for incoming domestic wire transfers to your savings account
- Free postage-paid deposit envelopes — Mail deposits to your savings account without paying postage. Visit our Forms Center for details
- Online banking
- Free mobile access
- Open online now
To find out more, visit
Flagstar Direct's website.
Current Rates
| Min Deposit | Max Deposit | APY |
| $1 | — | 0.75 % |
Express Savings Rate History
Savings Rates ($1 and up)
All Products
- CD Accounts
- High Yield CD
- Savings Accounts
- Express Savings
- Express Money Market
- Checking Accounts
- Express Internet Checking