Imperial Capital Bank

Imperial Capital Bank is a mid-sized bank headquartered in La Jolla, CA. Imperial Capital Bank is a failed bank. Imperial Capital Bank has deposits of $2.9 billion, and was established in December 1973.

Products offered by the bank include: iCD, iMoney Market, iSavings, iChecking and Senior iChecking.

Phone: 1-800-595-8950
Headquarters: La Jolla, CA
FDIC Certificate #: 26348
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Current Imperial Capital Bank Rates

Name Term APY Min Deposit
iCD 3 months 1.18 % $2,000
6 months 1.39 % $2,000
9 months 1.56 % $2,000
1 year 1.72 % $2,000
18 months 1.94 % $2,000
2 years 2.15 % $2,000
3 years 2.45 % $2,000
5 years 2.95 % $2,000

About Imperial Capital Bank

On Friday, December 18, 2009, Imperial Capital Bank, La Jolla, CA was closed by the California Department of Financial Institutions, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver.  No advance notice is given to the public when a financial institution is closed.

All deposit accounts, excluding certain brokered deposits, have been transferred to City National Bank, Los Angeles, CA ("assuming institution") and will be available immediately.  On Monday, December 21, 2009, the former Imperial Capital Bank locations will reopen as branches of City National Bank.

Your transferred deposits will be separately insured from any accounts you may already have at City National Bank for six months after the failure of Imperial Capital Bank. Checks that were drawn on Imperial Capital Bank that did not clear before the institution closed will be honored as long as there are sufficient funds in the account.  For more information on deposit insurance, you may speak to an FDIC representative by calling 1-800-613-0523 or visit EDIE, the FDIC's Electronic Deposit Insurance Estimator.

You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with City National Bank as long as the deposits are not pledged as collateral for loans. You may view more information about City National Bank by visiting their web site

Imperial Capital Bank was organized in 1974 as Imperial Thrift and Loan Association, a California Industrial Loan Bank. In 1995, Imperial Thrift and Loan Association went public through the sale of its shares in an initial public offering. Imperial Capital Bancorp (Formerly ITLA Capital Corporation) is the Bank's parent company. Over-the-Counter (OTC) trading in Imperial Capital Bancorp, Inc. occurs under the trading symbol "IMPC". For more information on Imperial Capital Bancorp, go to www.icbancorp.com.

In 2000, the Bank's name was changed to Imperial Capital Bank, and in January 2003, Imperial Capital Bank's charter changed to a state chartered non-member commercial bank. With its commercial charter Imperial Capital Bank now offers a greater array of deposit products previously unavailable under the more restrictive thrift charter.