Rates
| Name | Term | APY | Min Deposit | |
| Personal CD | 6 months | 1.15 % | $10,000 | |
| 1 year | 1.30 % | $10,000 | ||
| 2 years | 1.75 % | $10,000 | ||
| 3 years | 2.10 % | $10,000 | ||
| 5 years | 2.80 % | $10,000 |
Product Information
- These rates are available only when reserving your account through La Jolla Bank's Web site
- This is a fixed interest rate account - you will be paid the same mentioned rate until maturity, as long as you meet the minimum balance requirements
- Interest will not accrue on interest until interest is credited to the account
- Interest will be credited to your account monthly
- You must deposit $10,000 to open this account
- We use the daily balance method to calculate interest on your account
- This method applies a daily periodic rate to the principal in the account each day
- All deposits will be evidenced by a receipt. All Internet CD's will also receive a monthly statement by mail
All Products
- CD Accounts
- Personal CD
- Savings Accounts
- Internet Savings
- Kid's Club
- Checking Accounts
- Classic Checking
- Premiere Checking