Nexity Bank

Nexity Financial Corporation was incorporated in Delaware on March 12, 1999 and is headquartered in Birmingham, Alabama. Nexity Financial operates a wholly owned subsidiary bank, Nexity Bank, with its main office in Birmingham, Alabama and correspondent banking offices in Atlanta, Georgia, Columbia, South Carolina, Dallas/Fort Worth, Texas, Myrtle Beach, South Carolina and Raleigh, North Carolina.

Nexity's business focus is to grow assets through an extensive asset generation strategy, offer correspondent banking services to community banks and utilize the Internet to offer attractive products to depositors. Our company's management has an extensive banking background in the areas of lending, correspondent banking and fixed income investment services.

The use of the Internet provides an efficient distribution channel for serving deposit customers across the United States. Nexity uses the Internet to provide certain advantages to customers desiring to purchase financial products with typically more attractive rates than traditional banking channels and easy access to account and product information. Deposits can be accepted in our Birmingham office only. If you are interested in opening an account, please access the Account Application at www.nexitybank.com or call us toll free at 1-877-738-6391.

Nexity Bank provides convenient, cost-effective and secure banking services to its consumers. Customers can access their accounts and transact business on a seven-day-a-week, 24-hour-a-day basis from any personal computer, wherever located, by means of any commercial web browser, or by ATM, Debit Card, telephone, or U.S. Mail.

With assets of over $957 million, Nexity serves over 21,000 customers in all 50 states in the United States and 20 different countries. Nexity's senior management team has an aggregate of over 120 years experience in both banking and technology to implement its objective of becoming a leading provider of financial services.