OnBank

OnBank is the bank without walls, long lines, or complexity. It is an online division of M&T Bank, N.A., where you can bank safely and easily with competitive rates on money market savings accounts and CDs.

OnBank is a division of M&T Bank, N.A., headquartered in Western New York. M&T Bank, N.A. and its sister bank, M&T Bank, are separate subsidiaries of their parent company, M&T Bank Corporation. M&T Bank Corporation is one of the 20 largest independent bank holding companies in the U.S., with more than $69 billion in assets as of June 30, 2009.

Although OnBank has no physical branches, we pride ourselves on providing the same professional customer service of a traditional bank branch via email or phone. Our customer service representatives are available by phone Monday-Friday 8am-9pm and Saturday and Sunday 9 am-5pm (Eastern Time). They can be reached at 1-866-948-BANK (2265).

Customers who bank with OnBank can feel safe knowing their accounts are covered by FDIC insurance up to applicable limits. All deposit accounts opened by a depositor through OnBank and M&T Bank, N.A. are combined to determine the FDIC insurance coverage. Being two unique financial entities, M&T Bank N.A. and M&T Bank are insured separately as members of the FDIC. More information on FDIC insurance is available on the FDIC website at www.fdic.gov. You can also view our FAQs on FDIC insurance.