Smarty Pig

Opening a FREE online savings account with SmartyPig is not only simple, but rewarding, as well. With just a few clicks, your account can be up and running, with you on the fast track toward realizing the goals you've set for yourself.

You can allow your friends and family members to help you save by sharing your goal, all while keeping your personal information safe and secure. Birthdays, holidays, graduation, that baby shower coming up? Forget the stuff you don't want. Tell them to log onto SmartyPig.com, search your email address, and help you get what you really want. Or grab the SmartyPig widget off your account page and place it on your Facebook or MySpace page to give the whole world the opportunity to help you along.

If you find yourself with some extra money one month, you can add that toward your goal before you have a chance to spend it on something else. In the case that you have contributed extra towards your goal (or your friends and family have), you're able to reduce your monthly contributions to the minimum amount that would allow you to still reach your goal on time.

Once you’ve reached your goal, you have three unique redemption options. You may put all of your savings plus interest on the flexible SmartyPig MasterCard® debit card, have it sent back to your bank, or receive up to a 12% cash boost on your savings by placing it on a retail card like Amazon.com, Best Buy, Travelocity or Macy’s. You can even parse your savings among the three, splitting up your cold, hard cash as you see fit.

SmartyPig also undergoes regular financial and security audits. SmartyPig accounts are held at West Bank and are insured by the FDIC to the full legal maximum. At present FDIC insures everything up to $250,000 per account holder.