Rates

Name Term APY Min Deposit
Regular CD 1 month 0.15 % $1,000
3 months 0.25 % $1,000
6 months 0.35 % $1,000
1 year 0.50 % $1,000
2 years 0.65 % $1,000
30 months 0.85 % $1,000
3 years 0.90 % $1,000
5 years 1.40 % $1,000
IRA CD 1 month 0.15 % $1,000
3 months 0.25 % $1,000
6 months 0.35 % $1,000
1 year 0.50 % $1,000
2 years 0.65 % $1,000
30 months 0.85 % $1,000
3 years 0.90 % $1,000
5 years 1.40 % $1,000

Product Information

  • 28-day and 3 month CDs have interest added back at maturity
  • All others have interest added back quarterly OR a monthly interest payment is permitted if deposited to a TSB checking account
  • ACH interest payments are allowed for institutional certificates of deposit ONLY
  • The interest rate and yield may change after account opening for Money Market, Savings, and Checking accounts
  • Fees could reduce earnings on the account
  • Daily balance is the amount of principal in the account each day
  • Rates are valid as of the effective date listed and subject to change without notice
  • A penalty may be imposed for early withdrawal

Product Fees

Penalties for early withdrawal:

  • Terms up to 6 months – All Interest
  • 6 months – 30 Days Interest
  • 12 months – 90 Days Interest
  • Terms over 12 months – 180 Days Interest

Latest Rate Updates

1 year IRA CD
0.65% ⇒ 0.50%
4/21/12
2 year IRA CD
0.90% ⇒ 0.65%
4/21/12
30 month IRA CD
1.00% ⇒ 0.85%
4/21/12
3 year IRA CD
1.05% ⇒ 0.90%
4/21/12
5 year IRA CD
1.60% ⇒ 1.40%
4/21/12
1 year Regular CD
0.65% ⇒ 0.50%
4/21/12
2 year Regular CD
0.90% ⇒ 0.65%
4/21/12
30 month Regular CD
1.00% ⇒ 0.85%
4/21/12
3 year Regular CD
1.05% ⇒ 0.90%
4/21/12
5 year Regular CD
1.60% ⇒ 1.40%
4/21/12