United Central Bank
United Central Bank is a small bank headquartered in Garland, TX. The bank operates 31 branches in 8 states (California, Georgia, Maryland, New Jersey, New York, Texas, Illinois and Virginia). United Central Bank has deposits of $837.6 million, and was established in August 1984.
This bank is FDIC insured - all deposits are protected for up to $250,000. Products offered by the bank include: UCB CD, UCB IRA, Super Saver CD, Global Money Market, Global Savings, Global Value Checking, Global Free Checking and Global Supreme Checking.
Current United Central Bank Rates
| Name | Term | APY | Min Deposit | |
| UCB CD | 3 months | 0.20 % | $1,000 | |
| 6 months | 0.40 % | $1,000 | ||
| 1 year | 0.70 % | $1,000 | ||
| 18 months | 0.70 % | $1,000 | ||
| 2 years | 0.70 % | $1,000 | ||
| 3 years | 0.70 % | $1,000 | ||
| UCB IRA | 1 year | 0.70 % | $1,000 | |
| 18 months | 0.70 % | $1,000 | ||
| 2 years | 0.70 % | $1,000 | ||
| 3 years | 0.70 % | $1,000 | ||
| Super Saver CD | 1 year | 0.95 % | $1,000 | |
| 2 years | 1.15 % | $1,000 | ||
| 3 years | 1.20 % | $1,000 |
About United Central Bank
United Central Bank was founded in 1987 to serve the banking needs of our community in Dallas. The bank since that time has expanded into other cities in Texas and throughout the nation as it continues to serve many diverse communities.
Despite this growth, however, the one thing that has never changed is our dedication to serve all our customers with a combination of highly competitive banking products and quality personal services.
In this era of mega banks, we think our approach is refreshing. We are an independent community bank that caters to the culture, special needs and languages of the customers in the communities we serve. “UNITED WE PROSPER”
United Central Bank offers an exceptional array of services for your Personal and Commercial needs including:
- Interest Bearing Checking Accounts
- Certificates of Deposit
- Personal Loans
- Commercial Loans
- SBA Loans
- Internet Banking
- Cash Management
- Merchant Services
- Domestic and International Wire Services