ViewPoint Bank
ViewPoint Bank is a mid-sized bank headquartered in Plano, TX. The bank operates 1 branch in 1 state (Texas). ViewPoint Bank has deposits of $1.8 billion, and was established in January 2006.
This bank is FDIC insured - all deposits are protected for up to $250,000. Products offered by the bank include: Start Up CD, Regular CD, IRA Start Up CD, Money Market Savings, Ultimate Savings, IRA Ultimate Savings, Absolute Checking, Money Market Checking and Private Client MMA Checking.
Current ViewPoint Bank Rates
| Name | Term | APY | Min Deposit | |
| Start Up CD | 1 year | 0.10 % | $1,000 | |
| Regular CD | 3 months | 0.05 % | $1,000 | |
| 6 months | 0.15 % | $1,000 | ||
| 1 year | 0.25 % | $1,000 | ||
| 18 months | 0.45 % | $1,000 | ||
| 2 years | 0.50 % | $1,000 | ||
| 3 years | 0.60 % | $1,000 | ||
| 4 years | 0.75 % | $1,000 | ||
| 5 years | 1.20 % | $1,000 | ||
| IRA Start Up CD | 1 year | 0.10 % | $100 | |
| IRA CD | 3 months | 0.05 % | $1,000 | |
| 6 months | 0.15 % | $1,000 | ||
| 1 year | 0.25 % | $1,000 | ||
| 18 months | 0.45 % | $1,000 | ||
| 2 years | 0.50 % | $1,000 | ||
| 3 years | 0.60 % | $1,000 | ||
| 4 years | 0.75 % | $1,000 | ||
| 5 years | 1.20 % | $1,000 | ||
| Jumbo CD | 3 months | 0.05 % | $100,000 | |
| 6 months | 0.15 % | $100,000 | ||
| 1 year | 0.25 % | $100,000 | ||
| 18 months | 0.45 % | $100,000 | ||
| 2 years | 0.50 % | $100,000 | ||
| 3 years | 0.60 % | $100,000 | ||
| 4 years | 0.75 % | $100,000 | ||
| 5 years | 1.20 % | $100,000 | ||
| Jumbo IRA CD | 3 months | 0.05 % | $100,000 | |
| 6 months | 0.15 % | $100,000 | ||
| 1 year | 0.25 % | $100,000 | ||
| 18 months | 0.45 % | $100,000 | ||
| 2 years | 0.50 % | $100,000 | ||
| 3 years | 0.60 % | $100,000 | ||
| 4 years | 0.75 % | $100,000 | ||
| 5 years | 1.20 % | $100,000 |
Customer Reviews
Beware of Security...
I recently signed up for a checking account and part of the service was free online banking and billpay. Unfortunately, these guys are so behind the times that they don't support any modern browsers -- no IE 9, no Firefox 4, and no Safari 4 or 5, or Chrome. I couldn't even get into the billpay screens no matter what I tried on multiple computers and locations. I'm an IT security guy and the reason you don't want to use the older browsers is that there are blatant and huge vulnerabilities in them. By not supporting anything current, they are essentially advocating their customers to use highly insecure applications.
Horrible customer service and security. With this lack of common secure browser support, I'd be surprised if they had a clue about Information Security and how to design secure systems. I wouldn't trust them at all with my money so I immediately closed the account.
Please stay away. Lack of security could lead to things like identity theft and many other issues. Not worth the hassle until these guys get a clue.
About ViewPoint Bank
ViewPoint Bank is a community bank that's been serving consumers and businesses in North Texas for more than 56 years. Based in Plano, ViewPoint Bank is one of the largest financial institutions headquartered in Collin County, with $2.29 billion in assets. That means not only do we know the area, we have the resources you'd expect from a big bank--but with the personal attention you'd get from…well, a community bank.
Because a community bank is only as strong as the communities it serves, ViewPoint Bank devotes time and money to support those communities. Each year, employees donate thousands of volunteer hours to a multitude of worthy causes. As an institution, we support organizations such as Habitat for Humanity, The Collin County Children’s Advocacy Center, Senior Housing Crime Prevention, and more.
As a result, ViewPoint Bank’s community reinvestment activities received the highest rating of “Outstanding” by the Office of Thrift Supervision.