Virtual Bank – eCD

Product Info:

Virtual Bank eCD

  • FDIC Insured
  • Paperless account - disclosures, notices, and statements are provided online
  • All transactions are done by electronic direct transfer between your eCD and connected personal checking account
  • Free monthly transfers of interest from your eCD to your connected personal checking account
  • Competitive rates
  • Free online statements
  • Secure online access to your account
  • With a minimal amount of personal information including your driver's license number, the name of your current bank for personal checking, account number and routing number, you can complete our online application
  • The eCD opening deposit will be electronically transferred from your existing checking account that you connect to the eCD. The checking account could be a VirtualBank account, or one you have at a different bank
  • Before we open the eCD we will send two small deposit amounts to your connected checking account which you need to verify with your existing bank by reviewing your transaction history
Regular CD
  • FDIC Insured
  • Lock in a great rate with no market risk
  • Free online statements
  • Secure online access to your account
  • Interest is compounded daily and credited monthly. The interest can be reinvested or transferred monthly into another VirtualBank account.
To find out more, visit Virtual Bank's website.
Current Rates
Term APY Min Deposit
1 month 0.25 % $10,000
2 months 0.25 % $10,000
3 months 0.60 % $10,000
6 months 0.80 % $10,000
9 months 0.85 % $10,000
1 year 1.01 % $10,000
18 months 1.01 % $10,000
2 years 1.21 % $10,000
3 years 1.41 % $10,000
4 years 1.66 % $10,000
5 years 1.77 % $10,000
Rates last updated: 2/7/2012

eCD Rate History

1 month CD Rates

Latest Rate Updates

6 month eCD
0.85% ⇒ 0.80%
1/19/12
2 year eCD
1.16% ⇒ 1.21%
12/15/11
18 month eCD
0.90% ⇒ 1.01%
12/15/11
1 year eCD
0.90% ⇒ 1.01%
12/15/11