Rates

Name Term APY Min Deposit
Regular CD 1 month 0.35 % $1,000
3 months 0.40 % $1,000
6 months 0.65 % $1,000
1 year 1.00 % $1,000
18 months 1.10 % $1,000
2 years 1.35 % $1,000
3 years 2.25 % $1,000
5 years 2.75 % $1,000
Equal Exchange CD 3 months 2.25 % $1,000
Only Up CD 2 months 1.35 % $1,000
Special CD 5 months 0.75 % $1,000
7 months 1.25 % $1,000
11 months 1.25 % $1,000

Product Information

  • $1,000 minimum to open
  • Terms of 30 days up to 5 years available
  • Rate guaranteed at time of account opening for the duration of the term selected
  • A penalty may be imposed for early withdrawal
  • Free Online Banking
  • Monthly interest can be automatically transferred to a checking, savings or money market account
  • Monthly Interest Checks available
  • Jumbo CDs are available in denominations over $100,000 for terms of 7 to 365 days; contact us for daily quotes

Bank Locations

OK
Wainwright Bank & Trust Company 63 Franklin Street Boston, MA 02110 42.3554843 -71.0583732
Kendall Square Branch One Broadway Cambridge, MA 02142 42.362805 -71.084037
Back Bay Station Branch 155 Dartmouth Street Boston, MA 02116 42.348411 -71.07693
Central Square Branch 647 Massachusetts Avenue Cambridge, MA 02139 42.3655643 -71.1039548
Davis Square Branch 250 Elm Street Somerville, MA 02144 42.3947967 -71.1215191
Harvard Square Branch One Brattle Square Cambridge, MA 02138 42.373193 -71.121154