Watertown Savings Bank
Watertown Savings Bank is a mid-sized bank headquartered in Watertown, MA. The bank operates 10 branches in 1 state (Massachusetts). Watertown Savings Bank has deposits of $1.0 billion, and was established in April 1870.
This bank is FDIC insured - all deposits are protected for up to $250,000. Products offered by the bank include: Regular CD, IRA CD, Checking Account CD, IRA Savings, Watertown MMA, Access Savings and Pinnacle Checking.
Current Watertown Savings Bank Rates
| Name | Term | APY | Min Deposit | |
| Regular CD | 3 months | 0.15 % | $1,000 | |
| 6 months | 0.15 % | $1,000 | ||
| 9 months | 0.15 % | $1,000 | ||
| 11 months | 0.15 % | $1,000 | ||
| 1 year | 0.15 % | $1,000 | ||
| 15 months | 0.15 % | $1,000 | ||
| 18 months | 0.15 % | $1,000 | ||
| 2 years | 0.15 % | $1,000 | ||
| 30 months | 0.15 % | $1,000 | ||
| 3 years | 0.25 % | $1,000 | ||
| 4 years | 0.25 % | $1,000 | ||
| 5 years | 0.25 % | $1,000 | ||
| 6 years | 0.25 % | $1,000 | ||
| IRA CD | 3 months | 0.15 % | $1,000 | |
| 6 months | 0.15 % | $1,000 | ||
| 9 months | 0.15 % | $1,000 | ||
| 11 months | 0.15 % | $1,000 | ||
| 1 year | 0.15 % | $1,000 | ||
| 15 months | 0.15 % | $1,000 | ||
| 18 months | 0.15 % | $1,000 | ||
| 2 years | 0.15 % | $1,000 | ||
| 30 months | 0.15 % | $1,000 | ||
| 3 years | 0.25 % | $1,000 | ||
| 4 years | 0.25 % | $1,000 | ||
| 5 years | 0.25 % | $1,000 | ||
| 6 years | 0.25 % | $1,000 | ||
| Checking Account CD | 25 months | 0.75 % | $1,000 | |
| 45 months | 1.50 % | $1,000 | ||
| 5 months | 0.25 % | $1,000 |
About Watertown Savings Bank
Neighborhood focus, world-class service. That phrase really sums up what Watertown Savings Bank is about.
Our neighborhood focus is absolutely central to who we are. We are proud to be an independent, friendly community bank that you can count on for all your financial needs. And, unlike the many local banks that have merged or been acquired in the past few years, we're committed to staying independent. As a mutual bank, we do not answer to Wall Street, so we're free to concentrate on serving our customers and neighbors in the best possible way. We've been privileged to serve area communities since 1870, helping local families and businesses to prosper while contributing substantial financial and human resources to local charities and organizations.
To do so, we know we must provide world-class banking and financial services. So we strive to keep our bank on the leading edge of a rapidly changing industry, always improving and evolving with you. Over the past few years, we have introduced a wide range of new services and technologies, from online banking to access to investment products. We're constantly working to expand our product line, enhance convenience and attract the best talent to our organization, a program of continuous improvement led by the Bank's President, Brett Dean.
On this website, you will learn about the products and services we offer. You will also be able to see photos from some of the community involvement and charitable initiatives that make us a unique presence in the areas we serve. While it's obviously important to operate profitably, that is not the only reason we are here. We are here to serve your needs and improve our communities in every way we can. Thank you for your business and your loyalty.
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