Top 18 month CD Rates in California

(Local and online rates)

Product

Term

18 month

Location (City, State or ZIP)

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Bank / Product name	APY	Term	Min deposit	Info
Aerospace Federal Credit Union Share CD	1.10 %	18 months	$10,000	Credit Union
Franklin Synergy Bank e-CD	1.08 %	18 months	$1,000	Online
Nationwide Bank Nationwide CD	1.05 %	18 months	$500	Online
Century Bank Direct High Interest CD	1.05 %	20 months	$1,000	Online
Navy Federal Credit Union Share CD	1.05 %	18 months	$10,000	Credit Union
CNB Bank Direct CNBBankDirect CD	1.05 %	18 months	$25,000	Online
OnBank OnBank CD	1.01 %	18 months	$1	Online
First Internet Bank First IB CD	0.95 %	18 months	$1,000	Online
USAA Federal Savings Bank Fixed Rate CD	0.95 %	18 months	$1,000	Online
Century Bank Direct High Interest CD	0.95 %	15 months	$1,000	Online
First Republic Bank First Republic CD	0.95 %	18 months	$5,000
OneWest Bank OneWest CD	0.95 %	18 months	$5,000	Online
Ally Bank High Yield CD	0.94 %	18 months	$1	Online
EverBank Yield Pledge CD	0.93 %	18 months	$1,500	Online
USAA Federal Savings Bank Fixed Rate CD	0.90 %	15 months	$1,000	Online

Bank / Product name	APY	Term	Min deposit	Info
Virtual Bank eCD	0.90 %	18 months	$10,000	Online
Pacific Mercantile Bank Personal Net CD	0.90 %	18 months	$10,000
AIG Bank AIG Bank CD	0.88 %	18 months	$2,500	Online
US Bank US Bank CD Special	0.85 %	19 months	$1,000
ELOAN Bank Eloan CD	0.85 %	18 months	$10,000	Online
NewDominion Direct Fixed Rate CD	0.80 %	15 months	$1,000	Online
NewDominion Direct Fixed Rate CD	0.80 %	18 months	$3,000	Online
H&R Block Bank H&R Block CD	0.75 %	18 months	$250	Online
OneUnited Bank Unity CD	0.75 %	18 months	$1,000
Intervest National Bank Intervest CD	0.75 %	18 months	$2,500	Online
Acacia Federal Savings Bank Term CD	0.70 %	18 months	$500	Online
United Central Bank UCB CD	0.70 %	18 months	$1,000
First Trade Union Bank FTU CD	0.65 %	18 months	$500	Online
American Express Bank Standard CD	0.60 %	18 months	$1	Online
Virtual Bank Regular CD	0.60 %	18 months	$10,000	Online

Bank / Product name	APY	Term	Min deposit	Info
SchoolsFirst Federal Credit Union Jumbo CD	0.60 %	18 months	$100,000	Credit Union
State Farm Bank Special CD	0.55 %	15 months	$500	Online
Dime Direct Dime CD	0.55 %	18 months	$1,000	Online
Bank of America Opt-Up CD	0.55 %	18 months	$10,000
Commonwealth Central Credit Union Commonwealth Central CD	0.55 %	18 months	$50,000	Credit Union
FNBO Direct Direct CD	0.50 %	18 months	$1	Online
Union Bank Union Bank CD	0.50 %	18 months	$350
Newtown Savings Bank Standard CD	0.50 %	18 months	$500	Online
Independence Bank Independence CD	0.50 %	18 months	$1,000	Online
Dime Direct Dime CD	0.50 %	15 months	$1,000	Online
Commonwealth Central Credit Union Commonwealth Central CD	0.50 %	18 months	$25,000	Credit Union
SchoolsFirst Federal Credit Union SchoolsFirst CD	0.45 %	18 months	$500	Credit Union
ViewPoint Bank Regular CD	0.45 %	18 months	$1,000	Online
Commonwealth Central Credit Union Commonwealth Central CD	0.40 %	18 months	$500	Credit Union
Charles Schwab Bank Charles CD	0.40 %	18 months	$1,000	Online

Bank / Product name	APY	Term	Min deposit	Info
Busey Bank Busey Online CD	0.40 %	18 months	$1,000	Online
Capital One Bank Capital One CD	0.40 %	18 months	$5,000	Online
The Golden 1 Credit Union Regular Term Savings CD	0.36 %	18 months	$1,000	Credit Union
The Golden 1 Credit Union Regular Term Savings CD	0.36 %	18 months	$10,000	Credit Union
The Golden 1 Credit Union Regular Term Savings CD	0.36 %	18 months	$25,000	Credit Union
The Golden 1 Credit Union Regular Term Savings CD	0.36 %	18 months	$50,000	Credit Union
The Golden 1 Credit Union Regular Term Savings CD	0.36 %	18 months	$100,000	Credit Union
First Trade Union Bank FTU CD	0.35 %	15 months	$500	Online
Chase Bank Chase CD	0.35 %	18 months	$1,000
California Coast Credit Union Bump Rate CD	0.35 %	18 months	$50,000	Credit Union
California Coast Credit Union Bump Rate CD	0.35 %	18 months	$90,000	Credit Union
First Trade Union Bank Step Up CD	0.30 %	15 months	$500	Online
Kinecta Federal Credit Union Regular Share CD	0.30 %	18 months	$1,000	Credit Union
California Coast Credit Union Bump Rate CD	0.30 %	18 months	$10,000	Credit Union
US Bank US Bank CD	0.25 %	18 months	$500

Bank / Product name	APY	Term	Min deposit	Info
Citibank Citibank Online CD	0.25 %	18 months	$1,000	Online
Citibank Citibank Online CD	0.25 %	18 months	$10,000	Online
BankDirect BankDirect CD	0.25 %	18 months	$10,000	Online
Citibank Citibank Online CD	0.25 %	18 months	$25,000	Online
Citibank Citibank Online CD	0.25 %	18 months	$50,000	Online
Citibank Citibank Online CD	0.25 %	18 months	$100,000	Online
Citibank Citibank Online CD	0.25 %	18 months	$500,000	Online
Citibank Citibank Online CD	0.25 %	18 months	$1,000,000	Online
California Coast Credit Union Bump Rate CD	0.20 %	18 months	$1,000	Credit Union
Fremont Bank Fremont Bank CD	0.20 %	18 months	$10,000
Aurora Bank Aurora CD	0.15 %	18 months	$1,000	Online
iGObanking.com iGOcds	0.15 %	15 months	$1,000	Online
iGObanking.com iGOcds	0.15 %	18 months	$1,000	Online
First Republic Bank Liquid CD	0.05 %	15 months	$10,000

Share CD	Aerospace Federal Credit Union	1.10 %	18 months	$10,000
e-CD	Franklin Synergy Bank	1.08 %	18 months	$1,000	online
Nationwide CD	Nationwide Bank	1.05 %	18 months	$500	online
High Interest CD	Century Bank Direct	1.05 %	20 months	$1,000	online
Share CD	Navy Federal Credit Union	1.05 %	18 months	$10,000
CNBBankDirect CD	CNB Bank Direct	1.05 %	18 months	$25,000	online
OnBank CD	OnBank	1.01 %	18 months	$1	online
First IB CD	First Internet Bank	0.95 %	18 months	$1,000	online
Fixed Rate CD	USAA Federal Savings Bank	0.95 %	18 months	$1,000	online
High Interest CD	Century Bank Direct	0.95 %	15 months	$1,000	online
First Republic CD	First Republic Bank	0.95 %	18 months	$5,000
OneWest CD	OneWest Bank	0.95 %	18 months	$5,000	online
High Yield CD	Ally Bank	0.94 %	18 months	$1	online
Yield Pledge CD	EverBank	0.93 %	18 months	$1,500	online
Fixed Rate CD	USAA Federal Savings Bank	0.90 %	15 months	$1,000	online
eCD	Virtual Bank	0.90 %	18 months	$10,000	online
Personal Net CD	Pacific Mercantile Bank	0.90 %	18 months	$10,000
AIG Bank CD	AIG Bank	0.88 %	18 months	$2,500	online
US Bank CD Special	US Bank	0.85 %	19 months	$1,000
Eloan CD	ELOAN Bank	0.85 %	18 months	$10,000	online
Fixed Rate CD	NewDominion Direct	0.80 %	15 months	$1,000	online
Fixed Rate CD	NewDominion Direct	0.80 %	18 months	$3,000	online
H&R Block CD	H&R Block Bank	0.75 %	18 months	$250	online
Unity CD	OneUnited Bank	0.75 %	18 months	$1,000
Intervest CD	Intervest National Bank	0.75 %	18 months	$2,500	online
Term CD	Acacia Federal Savings Bank	0.70 %	18 months	$500	online
UCB CD	United Central Bank	0.70 %	18 months	$1,000
FTU CD	First Trade Union Bank	0.65 %	18 months	$500	online
Standard CD	American Express Bank	0.60 %	18 months	$1	online
Regular CD	Virtual Bank	0.60 %	18 months	$10,000	online
Jumbo CD	SchoolsFirst Federal Credit Union	0.60 %	18 months	$100,000
Special CD	State Farm Bank	0.55 %	15 months	$500	online
Dime CD	Dime Direct	0.55 %	18 months	$1,000	online
Opt-Up CD	Bank of America	0.55 %	18 months	$10,000
Commonwealth Central CD	Commonwealth Central Credit Union	0.55 %	18 months	$50,000
Direct CD	FNBO Direct	0.50 %	18 months	$1	online
Union Bank CD	Union Bank	0.50 %	18 months	$350
Standard CD	Newtown Savings Bank	0.50 %	18 months	$500	online
Independence CD	Independence Bank	0.50 %	18 months	$1,000	online
Dime CD	Dime Direct	0.50 %	15 months	$1,000	online
Commonwealth Central CD	Commonwealth Central Credit Union	0.50 %	18 months	$25,000
SchoolsFirst CD	SchoolsFirst Federal Credit Union	0.45 %	18 months	$500
Regular CD	ViewPoint Bank	0.45 %	18 months	$1,000	online
Commonwealth Central CD	Commonwealth Central Credit Union	0.40 %	18 months	$500
Charles CD	Charles Schwab Bank	0.40 %	18 months	$1,000	online
Busey Online CD	Busey Bank	0.40 %	18 months	$1,000	online
Capital One CD	Capital One Bank	0.40 %	18 months	$5,000	online
Regular Term Savings CD	The Golden 1 Credit Union	0.36 %	18 months	$1,000
Regular Term Savings CD	The Golden 1 Credit Union	0.36 %	18 months	$10,000
Regular Term Savings CD	The Golden 1 Credit Union	0.36 %	18 months	$25,000
Regular Term Savings CD	The Golden 1 Credit Union	0.36 %	18 months	$50,000
Regular Term Savings CD	The Golden 1 Credit Union	0.36 %	18 months	$100,000
FTU CD	First Trade Union Bank	0.35 %	15 months	$500	online
Chase CD	Chase Bank	0.35 %	18 months	$1,000
Bump Rate CD	California Coast Credit Union	0.35 %	18 months	$50,000
Bump Rate CD	California Coast Credit Union	0.35 %	18 months	$90,000
Step Up CD	First Trade Union Bank	0.30 %	15 months	$500	online
Regular Share CD	Kinecta Federal Credit Union	0.30 %	18 months	$1,000
Bump Rate CD	California Coast Credit Union	0.30 %	18 months	$10,000
US Bank CD	US Bank	0.25 %	18 months	$500
Citibank Online CD	Citibank	0.25 %	18 months	$1,000	online
Citibank Online CD	Citibank	0.25 %	18 months	$10,000	online
BankDirect CD	BankDirect	0.25 %	18 months	$10,000	online
Citibank Online CD	Citibank	0.25 %	18 months	$25,000	online
Citibank Online CD	Citibank	0.25 %	18 months	$50,000	online
Citibank Online CD	Citibank	0.25 %	18 months	$100,000	online
Citibank Online CD	Citibank	0.25 %	18 months	$500,000	online
Citibank Online CD	Citibank	0.25 %	18 months	$1,000,000	online
Bump Rate CD	California Coast Credit Union	0.20 %	18 months	$1,000
Fremont Bank CD	Fremont Bank	0.20 %	18 months	$10,000
Aurora CD	Aurora Bank	0.15 %	18 months	$1,000	online
iGOcds	iGObanking.com	0.15 %	15 months	$1,000	online
iGOcds	iGObanking.com	0.15 %	18 months	$1,000	online
Liquid CD	First Republic Bank	0.05 %	15 months	$10,000