1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union is a mid-sized, federally-chartered credit union headquartered in Meridian, MS. The credit union operates 2 branches in 1 state (Mississippi). It has $51.1 million in assets and roughly 8,600 members.
Products offered include: 1st Mississippi CD.
Current 1st Mississippi Federal Credit Union Rates
| Name | Term | APY | Min Deposit | |
| 1st Mississippi CD | 6 months | 0.40 % | $500 | |
| 1 year | 0.55 % | $500 | ||
| 18 months | 0.65 % | $500 | ||
| 2 years | 0.75 % | $500 | ||
| 30 months | 0.85 % | $500 | ||
| 3 years | 1.01 % | $500 | ||
| 4 years | 1.26 % | $500 | ||
| 5 years | 1.36 % | $500 |
1st Mississippi Federal Credit Union Membership Eligibility
Persons who live, work, worship or attend school in and businesses and other legal entities located in Lauderdale or Clarke Counties. Family members of these persons are also eligible.
You may come by the office and fill out a membership application including a joint owner or beneficiary. Upon completion you will be required to sign a membership card. Full membership benefits are available once your share account reaches the $25 minimum balance. This minimum balance must remain on deposit in order to keep your account open.
Once a Member, Always a Member - The charter provides that a member of 1st Mississippi Federal Credit Union is always a member as long as membership is maintained by keeping at least twenty-five ($25) on deposit. This applies even if you change employment.
About 1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union was founded in 1972 and has grown through the years to in excess of 9,000 members and over $40 million in total assets. The Credit Union offers a comprehensive array of services through three strategically located offices in Lauderdale and Clarke Counties.
Our unique, not-for-profit structure allows us to offer our members better rates, fewer fees, and more personalized service than for-profit banking institutions.