A+ Federal Credit Union
A+ Federal Credit Union is a mid-sized, federally-chartered credit union headquartered in Austin, TX. The credit union operates 12 branches in 1 state (Texas). It has $763.7 million in assets and roughly 86,000 members.
Products offered include: Share CD, Plus Advantage Share CD, Plus Advantage IRA CD, Special Savings, Premier Savings, Platinum Savings and A+ Checking Account.
Current A+ Federal Credit Union Rates
| Name | Term | APY | Min Deposit | |
| Share CD | 6 months | 0.30 % | $1,000 | |
| 1 year | 0.50 % | $1,000 | ||
| 2 years | 0.70 % | $1,000 | ||
| 3 years | 1.16 % | $500 | ||
| 4 years | 1.31 % | $500 | ||
| 5 years | 1.76 % | $500 | ||
| Plus Advantage Share CD | 1 year | 0.40 % | $1,000 | |
| 2 years | 0.60 % | $1,000 | ||
| 3 years | 1.06 % | $1,000 | ||
| 4 years | 1.21 % | $1,000 | ||
| 5 years | 1.66 % | $1,000 | ||
| Plus Advantage IRA CD | 1 year | 0.40 % | $1,000 | |
| 2 years | 0.60 % | $1,000 | ||
| 3 years | 1.06 % | $1,000 | ||
| 4 years | 1.21 % | $1,000 | ||
| 5 years | 1.66 % | $1,000 | ||
| IRA CD | 1 year | 0.50 % | $1,000 | |
| 2 years | 0.70 % | $1,000 | ||
| 3 years | 1.16 % | $500 | ||
| 4 years | 1.31 % | $500 | ||
| 5 years | 1.76 % | $500 |
A+ Federal Credit Union Membership Eligibility
In order to become a member of A+ Federal Credit Union, you must meet one of the following requirements:
- Be an employee of a qualifying local business
- Be a member of a qualifying PTA
- Be an employee or student at a qualifying school
- Join A+ Education Foundation for $10
About A+ Federal Credit Union
A+ Federal Credit Union was founded in 1949 by a group of 50 teachers during a picnic meeting at Zilker Park in Austin. These foresighted individuals liked the idea of having a not-for-profit, financial cooperative that would be built on a philosophy of people helping people. Owned and operated by our members, the Credit Union provides a safe place to invest money and a fair place to borrow.
Each member has one vote, regardless of share holdings, on the issues related to the organization. A volunteer Board of Directors, elected from the membership, governs the Credit Union and appoints a Supervisory Committee to ensure the safety and security of funds through regular audits.
Though the products and services of the Credit Union have changed dramatically through the years, the founding philosophy of people helping people has remained the same. Today, we have over 80,000 members and are one of the largest Credit Unions in Texas.