Bay Atlantic Federal Credit Union
Bay Atlantic Federal Credit Union is a mid-sized, federally-chartered credit union headquartered in Vineland, NJ. The credit union operates 3 branches in 1 state (New Jersey). It has $47.8 million in assets and roughly 8,000 members.
Products offered include: IRA CD, Bay Atlantic CD, IRA Savings, Money Market Account and Club Account.
Current Bay Atlantic Federal Credit Union Rates
| Name | Term | APY | Min Deposit | |
| IRA CD | 6 months | 0.45 % | $500 | |
| 1 year | 0.65 % | $1,000 | ||
| 18 months | 0.95 % | $1,000 | ||
| 30 months | 1.26 % | $1,000 | ||
| 5 years | 2.02 % | $2,500 | ||
| Bay Atlantic CD | 6 months | 0.35 % | $500 | |
| 1 year | 0.55 % | $1,000 | ||
| 18 months | 0.85 % | $1,000 | ||
| 30 months | 1.16 % | $1,000 | ||
| 5 years | 1.92 % | $2,500 |
Bay Atlantic Federal Credit Union Membership Eligibility
You must be a member to take advantage of any credit union services. Membership is open to the employees of our Select Employee Groups ("SEGS") and their family members (mother, father, sister, brother, grandparents, grandchildren, children, spouse) and household members.
Once a member, always a member. Even if you change jobs or relocate you can still remain a member of the credit union. You must maintain a minimum balance of $25 in a share account. to be a credit union member.
About Bay Atlantic Federal Credit Union
Credit unions are different. They're a place where each member has a story, and it's more about their dreams than their credit scores. That's why the customers are called members, the benefits are inclusive, and the relationships are truly genuine.
Bay Atlantic Federal Credit Union is a member owned, not-for-profit, full service financial institution. We have been providing quality services since 1939. We serve the employees of more than 100 local businesses.