Black Hills Federal Credit Union

Black Hills Federal Credit Union is a mid-sized, federally-chartered credit union headquartered in Rapid City, SD. The credit union operates 10 branches in 1 state (South Dakota). It has $837.7 million in assets and roughly 50,300 members.

Products offered include: Standard CD, Ultimate CD, Premier High-Yield Money Market Account, IRA Share, Regular Share and Ultimate Checking.

Phone: 605-343-0891
Headquarters: Rapid City, SD
NCUA #: 4365
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Current Black Hills Federal Credit Union Rates

Name Term
APY
Min Deposit Max Deposit
Standard CD 3 months
0.10 %
$100 $499
6 months
0.20 %
$100 $499
9 months
0.25 %
$100 $499
1 year
0.35 %
$100 $499
18 months
0.30 %
$100 $499
2 years
0.50 %
$100 $499
30 months
0.55 %
$100 $499
3 years
0.80 %
$100 $499
4 years
1.00 %
$100 $499
5 years
1.25 %
$100 $499
(see additional rates)
Ultimate CD 1 year
0.55 %
$25,000 $98,999
18 months
0.50 %
$25,000 $98,999
2 years
0.70 %
$25,000 $98,999
30 months
0.75 %
$25,000 $98,999
3 years
1.00 %
$25,000 $98,999
4 years
1.20 %
$25,000 $98,999
5 years
1.45 %
$25,000 $98,999
(see additional rates)

Black Hills Federal Credit Union Membership Eligibility

Who Is Eligible for BHFCU Membership?

  • Black Hills Federal Credit Union is limited to members who qualify through our approved Field of Membership as regulated by the National Credit Union Administration.
  • Persons who live, work, worship,volunteer, or attend school, and businesses or other legal entities in Pennington, Custer, Fall River, Lawrence, or Meade Counties in South Dakota;
  • Members of their immediate families or households.

About Black Hills Federal Credit Union

From our humble beginnings, operating out of a member's home, Black Hills Federal Credit Union has become the premier financial institution in the Black Hills region, offering a wide array of products and services.

Since 1941, we have continued to focus on providing you with quality personal service and are committed to helping you achieve your financial goals by following the credit union philosophy of "People Helping People."

Just as our original founders of the credit union movement taught us to do, we strive to promote thrift and lend at competitive interest rates... not for profit, not for charity, but for service!

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