California Coast Credit Union
California Coast Credit Union is a large, state-chartered credit union headquartered in San Diego, CA. The credit union operates 7 branches in 1 state (California). It has $1.8 billion in assets and roughly 121,800 members.
Products offered include: California Coast CD, IRA CD, Bump Rate CD, IRA Savings, Money Market Index, Money Market Savings, Ultra Performance Checking and Dividend Checking.
Current California Coast Credit Union Rates
| Name | Term | APY | Min Deposit | |
| California Coast CD | 3 months | 0.05 % | $1,000 | |
| 3 months | 0.15 % | $10,000 | ||
| 3 months | 0.20 % | $50,000 | ||
| 3 months | 0.20 % | $90,000 | ||
| 6 months | 0.15 % | $1,000 | ||
| 6 months | 0.25 % | $10,000 | ||
| 6 months | 0.30 % | $50,000 | ||
| 6 months | 0.30 % | $90,000 | ||
| 1 year | 0.20 % | $1,000 | ||
| 1 year | 0.30 % | $10,000 | ||
| 1 year | 0.35 % | $50,000 | ||
| 1 year | 0.35 % | $90,000 | ||
| 2 years | 0.45 % | $1,000 | ||
| 2 years | 0.55 % | $10,000 | ||
| 2 years | 0.60 % | $50,000 | ||
| 2 years | 0.60 % | $90,000 | ||
| 3 years | 0.65 % | $1,000 | ||
| 3 years | 0.75 % | $10,000 | ||
| 3 years | 0.80 % | $50,000 | ||
| 3 years | 0.80 % | $90,000 | ||
| 4 years | 0.90 % | $1,000 | ||
| 4 years | 1.00 % | $10,000 | ||
| 4 years | 1.05 % | $50,000 | ||
| 4 years | 1.05 % | $90,000 | ||
| 5 years | 1.20 % | $1,000 | ||
| 5 years | 1.30 % | $10,000 | ||
| 5 years | 1.35 % | $50,000 | ||
| 5 years | 1.35 % | $90,000 | ||
| IRA CD | 3 months | 0.05 % | $1,000 | |
| 3 months | 0.15 % | $10,000 | ||
| 3 months | 0.20 % | $50,000 | ||
| 3 months | 0.20 % | $90,000 | ||
| 6 months | 0.15 % | $1,000 | ||
| 6 months | 0.25 % | $10,000 | ||
| 6 months | 0.30 % | $50,000 | ||
| 6 months | 0.30 % | $90,000 | ||
| 1 year | 0.20 % | $1,000 | ||
| 1 year | 0.30 % | $10,000 | ||
| 1 year | 0.35 % | $50,000 | ||
| 1 year | 0.35 % | $90,000 | ||
| 2 years | 0.45 % | $1,000 | ||
| 2 years | 0.55 % | $10,000 | ||
| 2 years | 0.60 % | $50,000 | ||
| 2 years | 0.60 % | $90,000 | ||
| 3 years | 0.65 % | $1,000 | ||
| 3 years | 0.75 % | $10,000 | ||
| 3 years | 0.80 % | $50,000 | ||
| 3 years | 0.80 % | $90,000 | ||
| 4 years | 0.90 % | $1,000 | ||
| 4 years | 1.00 % | $10,000 | ||
| 4 years | 1.05 % | $50,000 | ||
| 4 years | 1.05 % | $90,000 | ||
| 5 years | 1.20 % | $1,000 | ||
| 5 years | 1.30 % | $10,000 | ||
| 5 years | 1.35 % | $50,000 | ||
| 5 years | 1.35 % | $90,000 | ||
| Bump Rate CD | 18 months | 0.20 % | $1,000 | |
| 18 months | 0.30 % | $10,000 | ||
| 18 months | 0.35 % | $50,000 | ||
| 18 months | 0.35 % | $90,000 | ||
| Liquid CD | 11 months | 0.25 % | $1,000 | |
| 11 months | 0.25 % | $10,000 | ||
| 11 months | 0.25 % | $50,000 | ||
| 11 months | 0.25 % | $90,000 |
California Coast Credit Union Membership Eligibility
Everyone who lives or works in San Diego or Riverside Counties can join. If you live or work outside of these counties, but are a California resident, you may qualify by joining the California State PTA.
A one-time $5 membership fee and a savings account are required to become a California Coast member, giving you access to all the benefits of membership!
It’s easy to become a California Coast member and start saving time and money.
For the fastest service, just print and fill out a Membership Application and bring it into your nearest branch location. You may also call us at 877.495.1600 to set up your account.
About California Coast Credit Union
California Coast has a long history based in member service that continues today. As the oldest credit union in San Diego, California Coast has been serving members since the day it was founded in 1929 by a group of educators. Since then, our credit union has greatly expanded through individual members and mergers. Our founding members also include Solar Aircraft Employees in 1939 and telephone employees in 1947—and many more. Throughout the years, the credit union’s financial stability and reputation for outstanding member service continue to attract members who appreciate the benefits of membership.
In 2008, California Coast joined with First Future Credit Union in a historic merger of equals. First Future also brought a proud history, serving members since 1939. The result is an even better California Coast Credit Union. The credit union now offers nearly 25 branches, competitive deposit rates, lower loan rates, additional services, enhanced technology and the same friendly, knowledgeable staff whom members know and trust. Today, California Coast Credit Union is over $1.8 billion strong and serves more than 125,000 members. Although most members live in Greater San Diego and Southern Riverside Counties, members have access wherever they live, work or travel through Cal Coast Online, a shared branch network of more than 3,000 locations, and more than 25,000 surcharge-free ATMs nationwide.