Carolina Trust Federal Credit Union
Carolina Trust Federal Credit Union is a mid-sized, federally-chartered credit union headquartered in Myrtle Beach, SC. The credit union operates 6 branches in 1 state (South Carolina). It has $154.7 million in assets and roughly 27,400 members.
Products offered include: Fixed Rate Share CD, Fixed rate IRA CD, Variable Rate CD, Primary Share Savings, IRA Savings, Health Savings, Direct Checking and Business Plus Checking.
Current Carolina Trust Federal Credit Union Rates
| Name | Term | APY | Min Deposit | |
| Fixed Rate Share CD | 3 months | 0.20 % | $250 | |
| 6 months | 0.25 % | $250 | ||
| 1 year | 0.30 % | $250 | ||
| 18 months | 0.40 % | $250 | ||
| 2 years | 0.50 % | $250 | ||
| 3 years | 0.70 % | $250 | ||
| 4 years | 0.95 % | $250 | ||
| 5 years | 1.20 % | $250 | ||
| Fixed rate IRA CD | 6 months | 0.25 % | $250 | |
| 1 year | 0.30 % | $250 | ||
| 18 months | 0.40 % | $250 | ||
| 2 years | 0.50 % | $250 | ||
| 3 years | 0.70 % | $250 | ||
| 4 years | 0.95 % | $250 | ||
| 5 years | 1.20 % | $250 | ||
| Variable Rate CD | 18 months | 0.60 % | $250 | |
| Variable Rate IRA CD | 18 months | 0.60 % | $250 |
Carolina Trust Federal Credit Union Membership Eligibility
If you live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or lower Florence County (south of Lynches River), then you are eligible for Carolina Trust membership. Relatives of members and business owners are also eligible to join our Credit Union.
About Carolina Trust Federal Credit Union
Carolina Trust Federal Credit Union began as Myrtle Beach Air Force Base Federal Credit Union in 1958. With only one employee in a Base-provided building, the Credit Union was allowed to serve the financial needs of military personnel and civil service employees. As federal regulations allowed, the Credit Union expanded its field of membership to serve employees of partnering area businesses.
In October 2001, the Credit Union was granted a community charter, which enabled Carolina Trust to serve individuals who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or lower Florence County (south of Lynches River). Relatives of members and business owners are also eligible to join our Credit Union. Today, Carolina Trust Federal Credit Union serves over 27,000 members worldwide with branch locations in Myrtle Beach, Surfside Beach, Conway, Johnsonville, and Lake City, South Carolina.
Our Mission Statement is "Preserving our past, improving our present, building our future: owners serving owners." It serves as a reminder to never forget why credit unions were formed, always look for ways to be more innovative, and celebrate who we are and what we do.