Centra Credit Union
Centra Credit Union is a mid-sized, state-chartered credit union headquartered in Columbus, IN. The credit union operates 5 branches in 1 state (Indiana). It has $861.2 million in assets and roughly 125,100 members.
Products offered include: IRA CD, Investor CD, Share CD, Business Share Savings, Premium Money Market Savings, Super Savings and Advantage Checking.
Current Centra Credit Union Rates
| Name | Term | APY | Min Deposit | |
| IRA CD | 1 year | 0.80 % | $500 | |
| 18 months | 0.85 % | $500 | ||
| 2 years | 1.05 % | $500 | ||
| 3 years | 1.40 % | $500 | ||
| 4 years | 1.75 % | $500 | ||
| 5 years | 2.10 % | $500 | ||
| Investor CD | 3 months | 0.35 % | $5,000 | |
| 4 months | 0.35 % | $5,000 | ||
| 6 months | 0.40 % | $5,000 | ||
| 7 months | 0.40 % | $5,000 | ||
| 10 months | 0.45 % | $5,000 | ||
| 1 year | 0.80 % | $5,000 | ||
| 13 months | 0.90 % | $5,000 | ||
| Share CD | 1 month | 0.25 % | $25,000 | |
| 3 months | 0.35 % | $1,000 | ||
| 6 months | 0.40 % | $1,000 | ||
| 1 year | 0.80 % | $500 | ||
| 18 months | 0.80 % | $500 | ||
| 2 years | 1.00 % | $500 | ||
| 30 months | 1.15 % | $500 | ||
| 3 years | 1.45 % | $500 | ||
| 4 years | 1.70 % | $500 | ||
| 5 years | 2.05 % | $500 |
Centra Credit Union Membership Eligibility
When you join, you not only become a member, you become an owner. Centra Credit Union isn't owned by investors, it's owned by the 115,000 plus people who have chosen to collectively invest in each other.
In addition to the nearly 1,200 companies that offer membership to Centra, we've also acquired Community Charters in thirty counties in the state of Indiana. That means that if you live or work in the following Indiana counties, you are eligible to be a member of Centra Credit Union. Immediate family members of those eligible may also join Centra Credit Union.
Bartholomew, Boone, Brown, Clark, Crawford, Dearborn, Decatur, Floyd, Franklin, Hamilton, Hancock, Harrison, Hendricks, Jackson, Jefferson, Jennings, Johnson, Lawrence, Monroe, Morgan, Ohio, Orange, Perry, Ripley, Rush, Scott, Shelby, Switzerland, Washington, and most of Marion County - includes the following townships: Center, Franklin, Lawrence, Pike, Perry, Warren, Washington and Wayne
About Centra Credit Union
For 70 years, Centra Credit Union has been known for its commitment to quality service.
The credit union's roots lie in Columbus, Indiana, where eight employees of the Cummins Engine Company founded the institution. Gathered in a small office, they had a simple, single objective: founding Cummins Employees Federal Credit Union. Their goal was to identify a source of low-cost credit and a convenient place to save their hard earned money.
At their first organizational meeting, the eight employees set credit union policies, including a maximum deposit of $7.50 per week and an unsecured loan limit of $25. A charter was granted on October 31, 1940.
In 1995, the name was changed to Centra Federal Credit Union, reflecting the company's growth and diversity. The credit union later became state-chartered and is known today as Centra Credit Union.
Centra has grown to more than 115,000 members and assets of more than $800 million. Twenty-two office locations serve communities in Indiana, New York, and North Carolina. The credit union employs more than 225 people.