Commonwealth Central Credit Union
Commonwealth Central Credit Union is a mid-sized, state-chartered credit union headquartered in San Jose, CA. The credit union operates 4 branches in 1 state (California). It has $314.7 million in assets and roughly 34,700 members.
Products offered include: IRA Share CD, Commonwealth Central CD, Wealth Management IRA, Wealth Management Savings, Money Management, Wealth Checking and Premium Checking.
Current Commonwealth Central Credit Union Rates
| Name | Term | APY | Min Deposit | |
| IRA Share CD | 1 year | 0.40 % | $100 | |
| 18 months | 0.40 % | $100 | ||
| 2 years | 0.60 % | $100 | ||
| 3 years | 0.90 % | $100 | ||
| Commonwealth Central CD | 3 months | 0.10 % | $500 | |
| 3 months | 0.20 % | $25,000 | ||
| 3 months | 0.20 % | $50,000 | ||
| 6 months | 0.25 % | $500 | ||
| 6 months | 0.30 % | $25,000 | ||
| 6 months | 0.40 % | $50,000 | ||
| 1 year | 0.40 % | $500 | ||
| 1 year | 0.50 % | $25,000 | ||
| 1 year | 0.55 % | $50,000 | ||
| 18 months | 0.40 % | $500 | ||
| 18 months | 0.50 % | $25,000 | ||
| 18 months | 0.55 % | $50,000 | ||
| 2 years | 0.60 % | $500 | ||
| 2 years | 0.65 % | $25,000 | ||
| 2 years | 0.70 % | $50,000 | ||
| 3 years | 0.90 % | $500 | ||
| 3 years | 1.00 % | $25,000 | ||
| 3 years | 1.05 % | $50,000 | ||
| 4 years | 1.25 % | $500 | ||
| 4 years | 1.30 % | $25,000 | ||
| 4 years | 1.30 % | $50,000 |
Commonwealth Central Credit Union Membership Eligibility
There are several ways to be eligible for membership. You can become a member if:
- You live or work in Santa Clara County
- You are a relative of or you reside with a current CommonWealth member
- You are an employee of a participating CommonWealth Member Company
Offer CommonWealth membership to your employees! - You join the Financial Fitness Association
To sign up, go to www.financialfitnessassociation.org, click "Join Now," and follow the instructions.
About Commonwealth Central Credit Union
Every big idea begins with a dream. Some of the biggest ideas of all--those that have improved the way the world works and plays using computer technology--were dreamed up in garages right here in Santa Clara County. Did you know that CommonWealth Central Credit Union was also born in a local garage?
In December 1958, Frank and Grace Coombs converted their garage into the first branch of what is now CommonWealth. The credit union operated in that space for some 13 years. Based on the principles of trust, responsibility and local pride, CommonWealth was established to help fellow members-primarily working-class families in the Santa Clara community-reach their financial goals. Over the past half-century, our principles have remained unchanged.
Today, CommonWealth offers a full range of financial services available at four local branch locations and convenient no-fee access at any CO-OP ATM.
Whether your dreams involve remodeling your home, restoring a muscle car or putting a new vehicle in your garage, CommonWealth is here to help. As a member-owned credit union entering its 50th year in business, trust us to support your financial needs with competitive loans and savings products and genuine interest in your financial well-being.