Digital Federal Credit Union
Digital Federal Credit Union is a large, federally-chartered credit union headquartered in Marlborough, MA. The credit union operates 13 branches in 2 states (New Hampshire and Massachusetts). It has $3.9 billion in assets and roughly 355,400 members.
Products offered include: Jumbo CD, IRA CD, Regular CD, DCU Ltd Savings Account, Savings IRA and Digital MMA IRA.
Current Digital Federal Credit Union Rates
| Name | Term | APY | Min Deposit | |
| Jumbo CD | 3 months | 0.60 % | $25,000 | |
| 6 months | 0.60 % | $25,000 | ||
| 1 year | 0.85 % | $25,000 | ||
| 2 years | 1.11 % | $25,000 | ||
| 3 years | 1.35 % | $25,000 | ||
| 4 years | 1.60 % | $25,000 | ||
| 5 years | 1.86 % | $25,000 | ||
| IRA CD | 3 months | 0.60 % | $500 | |
| 6 months | 0.60 % | $500 | ||
| 1 year | 0.85 % | $500 | ||
| 2 years | 1.11 % | $500 | ||
| 3 years | 1.35 % | $500 | ||
| 4 years | 1.60 % | $500 | ||
| 5 years | 1.86 % | $500 | ||
| Regular CD | 3 months | 0.50 % | $500 | |
| 6 months | 0.50 % | $500 | ||
| 1 year | 0.75 % | $500 | ||
| 2 years | 1.00 % | $500 | ||
| 3 years | 1.25 % | $500 | ||
| 4 years | 1.50 % | $500 | ||
| 5 years | 1.75 % | $500 |
Digital Federal Credit Union Membership Eligibility
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join by federal regulation if they are a spouse, domestic partner, child, sibling, parent, grandparent, or grandchild of a member. This includes stepchildren, stepparents, step siblings, and adopted children.
Eligibility by Company You Work for or Retired From
You are eligible to join if you fit within any of these three groups:
- You currently work for or retired from a company in our list of participating employers (see below).
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our list of participating employers.
- You are the spouse of someone who died while they worked for or were retired from a company or organization in our list of participating employers.
Eligibility by Organization You Belong To
You are eligible to join if you fit within any of these three groups:
- You currently belong to or join an organization whose members we serve (see below).
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- You are the spouse of someone who died while they belonged to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one the communities in our list (see below). Any business or other legal entity located in one of these areas is also automatically eligible to join.
About Digital Federal Credit Union
Joining DCU online is quick and easy. If all the information is available it only takes about 5 to 7 minutes to complete and verify your personal information, agree to terms and conditions, and fund the account.
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