Firelands Federal Credit Union

The field of membership shall be limited to those having the following common
bond: Persons who reside, work, or worship, attend school, and businesses and other legal entities within the geographic area of Huron County, Ohio, including the entire Village of Plymouth; Groton, Oxford, Milan, Berlin, and Florence Townships
in Erie County; York Township in Sandusky, County, Ohio; Adams, Thompson,
Reed and Venice Townships in Seneca County, Ohio, including the village
of Green Springs.

Persons who live in the community of Crawford county, Ohio, persons
who regularly work, worship, attend school, perform volunteer services, and
participate in associations headquartered in the community of Crawford County.
Persons participating in programs to alleviate poverty or distress located in Crawford County, incorporated and unincorporated organizations located in or maintaining a facility in Crawford County.

Spouses of persons who died while within the field of membership of this credit union, Employees of this credit union, members of their immediate families; and organizations of such persons.

Firelands Federal Credit Union had its humble beginnings at the railroad in 1955, when seven Nickel Plate employees joined together to form a financial savings club. Each of them put in $5-$10 and they applied for a charter from the federal government. Chartered in 1957, Firelands Federal Credit Union presently serves over 25,000 members. During its first 15 years, the credit union was open only to railroad employees, but in 1970, opened its membership to include anyone who lives or works in the community.

Because the members own the credit union, the earnings on the credit union's business activities are returned to the member-owner in the form of higher earnings on savings, lower rates on loans and a wide range of related financial services at the lowest possible cost.