Genisys Credit Union
Genisys Credit Union is a large, state-chartered credit union headquartered in Auburn Hills, MI. The credit union operates 6 branches in 2 states (Minnesota and Michigan). It has $1.3 billion in assets and roughly 124,400 members.
Products offered include: Term CD, Jumbo CD, IRA CD, Share Savings, Health Savings, IRA Money Market and Interest Checking.
Current Genisys Credit Union Rates
| Name | Term | APY | Min Deposit | |
| Term CD | 6 months | 0.40 % | $500 | |
| 1 year | 0.65 % | $500 | ||
| 2 years | 0.75 % | $500 | ||
| 3 years | 0.95 % | $500 | ||
| 4 years | 1.15 % | $500 | ||
| 5 years | 1.76 % | $500 | ||
| Jumbo CD | 6 months | 0.45 % | $100,000 | |
| 1 year | 0.70 % | $100,000 | ||
| 2 years | 0.80 % | $100,000 | ||
| 3 years | 1.00 % | $100,000 | ||
| 4 years | 1.21 % | $100,000 | ||
| 5 years | 1.81 % | $100,000 | ||
| IRA CD | 6 months | 0.40 % | $500 | |
| 1 year | 0.65 % | $500 | ||
| 2 years | 0.75 % | $500 | ||
| 3 years | 0.95 % | $500 | ||
| 4 years | 1.15 % | $500 | ||
| 5 years | 1.76 % | $500 |
Genisys Credit Union Membership Eligibility
You can join Genisys® Credit Union and benefit from the advantages of a member-owned, not-for-profit credit union if you:
- Live, work, worship, attend school or own a business in the following areas:
- All 68 counties in the lower peninsula of Michigan
- Dakota, Ramsey, Anoka, Hennepin, Scott and Washington Counties in Minnesota
- Montgomery County in Pennsylvania
- Are employed by one of our affiliated select employee groups or a member of an affiliated association. Genisys® Credit Union serves almost 450 different employee or associational groups. Check with your employer or association to see if you qualify for membership or call a Financial Services Representative on ext. 2 at (800) 521-8440 or (248) 322-9800.
- Are an immediate family member of a Genisys® Credit Union member. Immediate family members include parents, spouses, siblings, children, grandparents, grandchildren, stepparents, stepchildren, stepbrothers, stepsisters and adopted children of members. Individuals living in the same household and maintaining a single economic unit with a member are also eligible to join.
About Genisys Credit Union
Genisys® Credit Union is a relatively new name, but not a new credit union. In November 2008, T&C Federal Credit Union and USA Credit Union joined forces to become one of the largest credit unions in Michigan.
T&C Federal Credit Union had provided financial services since 1936, and served all who live or work in Oakland County and specific geographic locations in Ypsilanti. T&C Federal Credit Union had in excess of $600 million in assets and served 65,000 members through thirteen owned branches.
USA Credit Union had been in operation since 1954 and most recently served those who live or work in nine counties of southeast Michigan and two counties in Minnesota. USA Credit Union served more than 66,000 members across the country with over 600 million in assets and ten dedicated branches.
Today, Genisys® Credit Union is the fifth largest credit union in Michigan and among the top 100 in the country. We consistently receive the highest ratings for safety and soundness and provide products and services to more than 125,000 members nationwide.