Kinecta Federal Credit Union
Kinecta Federal Credit Union is a large, federally-chartered credit union headquartered in Manhattan Beach, CA. The credit union operates 5 branches in 1 state (California). It has $3.5 billion in assets and roughly 225,200 members.
Products offered include: IRA Share CD, Regular Share CD, IRA Money Market, Money Market Savings, Contributory IRA and Checking Plus.
Current Kinecta Federal Credit Union Rates
| Name | Term | APY | Min Deposit | |
| IRA Share CD | 3 months | 0.05 % | $1,000 | |
| 6 months | 0.10 % | $1,000 | ||
| 9 months | 0.10 % | $1,000 | ||
| 1 year | 0.25 % | $1,000 | ||
| 13 months | 0.25 % | $1,000 | ||
| 18 months | 0.30 % | $1,000 | ||
| 2 years | 0.50 % | $1,000 | ||
| 3 years | 0.75 % | $1,000 | ||
| 4 years | 1.00 % | $1,000 | ||
| 5 years | 1.25 % | $1,000 | ||
| Regular Share CD | 3 months | 0.05 % | $1,000 | |
| 6 months | 0.10 % | $1,000 | ||
| 9 months | 0.10 % | $1,000 | ||
| 1 year | 0.25 % | $1,000 | ||
| 13 months | 0.25 % | $1,000 | ||
| 18 months | 0.30 % | $1,000 | ||
| 2 years | 0.50 % | $1,000 | ||
| 3 years | 0.75 % | $1,000 | ||
| 4 years | 1.00 % | $1,000 | ||
| 5 years | 1.25 % | $1,000 |
Kinecta Federal Credit Union Membership Eligibility
Kinecta membership is open to:
- Any immediate family or household member of a Kinecta member
- Any Select Employer Group (SEG) employee and their immediate family and household members
- Any member of the Consumers Cooperative Society of Santa Monica (CCSSM) - requires $10 nonrefundable membership fee to CCSSM.
- Anyone who lives, works worships or attends schools in select zip codes of Anaheim, Lancaster, Rialto, Santa Ana and the Greater Los Angeles Area. (Not all zip codes apply)
About Kinecta Federal Credit Union
Kinecta Federal Credit Union is one of the nation's leading Credit Unions, with more than $3.5 billion in assets and serving over 220,000 member-owners across the country. From the beginning, we have helped our members fulfill their dreams. In 1940, Hughes Aircraft Employees Federal Credit Union was an idea born from a simple inconvenience: employees of the Hughes Aircraft Company were spending too much lunchtime driving downtown to handle their finances. So why not start a credit union, right there at the plant?