Member One Federal Credit Union
Member One Federal Credit Union is a mid-sized, federally-chartered credit union headquartered in Roanoke, VA. The credit union operates 11 branches in 1 state (Virginia). It has $484.6 million in assets and roughly 57,600 members.
Products offered include: IRA CD, Share CD, Variable IRA, Choice Money Market, Primary Membership Account and Checking Account.
Current Member One Federal Credit Union Rates
| Name | Term | APY | Min Deposit | |
| IRA CD | 1 year | 0.80 % | $1,000 | |
| 2 years | 1.10 % | $1,000 | ||
| 3 years | 1.40 % | $1,000 | ||
| 4 years | 1.70 % | $1,000 | ||
| 5 years | 2.00 % | $1,000 | ||
| 7 years | 2.40 % | $1,000 | ||
| Share CD | 6 months | 0.70 % | $1,000 | |
| 9 months | 0.70 % | $1,000 | ||
| 1 year | 0.80 % | $1,000 | ||
| 15 months | 0.80 % | $1,000 | ||
| 18 months | 0.80 % | $1,000 | ||
| 21 months | 0.95 % | $1,000 | ||
| 2 years | 0.95 % | $1,000 | ||
| 3 years | 1.20 % | $1,000 | ||
| 4 years | 1.51 % | $1,000 |
Member One Federal Credit Union Membership Eligibility
Because credit union members share a common bond, you need to meet one of the following to qualify for membership:
- You are employed by a partner company/organization
- You are retired from a partner company/organization
- You are a volunteer of a partner company/organization
- You are related to a current member by family, marriage or adoption
- You live in the household of a current member
If you live, work, worship or attend school in the state of Virginia in the following areas, you are eligible for membership:
- Altavista
- Franklin County
- Montgomery County
- Radford
- Vinton
If you live, work, worship or attend school in the state of Virginia in the following areas, you may be eligible for membership:
- Amherst
- Botetourt
- Campbell
- Chesapeake
- Lynchburg
- Norfolk
- Roanoke
- Salem
- Virginia Beach
Call 540-982-8811 or 800-666-8811 and any of our friendly representatives can assist in determining your membership eligibility,
About Member One Federal Credit Union
Originally chartered in 1940 to serve Norfolk & Western Railroad employees, Member One Federal Credit Union has grown to become one of the largest credit unions in the region. Today, Member One serves a membership of over 55,000, has assets over $435 million, and extends credit union services to more than 450 companies and organizations. The financial integrity and stability of our organization have remained a steadfast source of confidence for our members for over six decades.
As a not-for-profit financial cooperative owned and operated by our members, Member One reinvests all profits in our members by offering higher dividend rates on deposit accounts, lower rates on loans, fewer fees and 24/7 convenience. Member deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country.
Member One has a history of solid financial performance and member satisfaction. Our philosophy is founded on the belief that helping people achieve their financial goals helps the entire community. Our bottom line is driven for quality service, not for profit.
Mission Statement