Members Cooperative Credit Union

It’s easy to join!
You qualify if you meet any of these criteria:

• You live, work, worship or attend school within the following Minnesota counties: Aitkin, Carlton, Cook, Itasca, Koochiching, Lake or St. Louis
• Businesses and other legal entities within the respective counties listed may also qualify for membership
• You or a family member are a past or present employee of MCCU
• You are related by descent, adoption, marriage or domestic partnership to a person meeting one of the above criteria

In the spring of 1936, eight people from the Cloquet area started Cloquet Co-op Credit Union with deposits of $5 each. When our charter was approved in July 1936, Cloquet Co-op Credit Union was formed with $40 in capital. Once the credit union was established, new members paid an entrance fee of 25¢.

Today, more than 33,000 members – more than half from outside the Cloquet area – have come together to pool over $260 million in assets at what is now known as Members Cooperative Credit Union. The confidence and support of our members has made MCCU the largest credit union based north of the Twin Cities and the 14th largest in the state.

Our mission is to be the primary, positive financial influence in the lives of our members/owners. We live by this promise. MCCU's 33,000 members enjoy great rates; reduced fees; caring, personal service and access to more locations than any other Northland credit union.