Provident Credit Union
Provident Credit Union is a large, state-chartered credit union headquartered in Redwood City, CA. The credit union operates 19 branches in 1 state (California). It has $1.7 billion in assets and roughly 98,700 members.
Products offered include: Term Share CD, Regular Savings, Business Regular Savings, Premier MMA Savings, Super Reward Checking, Interest Checking and Money Market Checking.
Current Provident Credit Union Rates
| Name | Term | APY | Min Deposit | |
| Term Share CD | 6 months | 0.15 % | $1,000 | |
| 1 year | 0.30 % | $1,000 | ||
| 2 years | 0.45 % | $1,000 | ||
| 3 years | 0.70 % | $1,000 | ||
| 4 years | 1.00 % | $1,000 | ||
| 5 years | 1.30 % | $1,000 |
Provident Credit Union Membership Eligibility
You are eligible for membership if you live or work in any of the following geographical areas:
- San Mateo County
- San Francisco County
- Santa Clara County
- Alameda County
- Contra Costa County
- Monterey County
- Sacramento County
- El Dorado County
- Placer County
- Humboldt County
- Los Angeles
About Provident Credit Union
Currently the 74th largest credit union in the US (14th largest in California), Provident Credit Union was established in 1950 to serve the California Teachers Association. Headquartered in the San Francisco Bay Area, Provident Credit Union now serves more than 96,000 members from over 1200 employer groups and maintains branches throughout California, and nationwide.
Provident Credit Union is committed to the safety of our members' deposits. With over 1.6 billion dollars in assets, Provident has earned a reputation for absolute safety and soundness. Additionally, we hold 13% of our assets in reserve, a figure greatly exceeding that of most banks. Plus, your savings are insured to $250,000 per membership (with an additional $250,000 per IRA) by the National Credit Union Administration (NCUA).