San Francisco Federal Credit Union

Anyone who works, resides, worships or attends school in San Francisco may join San Francisco Federal Credit Union. Immediate family members of a current San Francisco Federal Credit Union member are also eligible to join.

We are dedicated to our members.

As a member, you own a part of the credit union. You are not just another account to us, you benefit the credit union as a whole. Since we are a not-for-profit, the profits incurred by the credit union directly benefit our members. Unlike banks, our Board of Directors are elected rather than hired, so you know that they have the credit unions best interest in mind. Credit unions are insured by the National Credit Union Administration, and are democratically controlled by the members. This means that members have more say in how the credit union is run, and hold decision-making power. Members elect a Board of Directors – rather than hiring one – who are chosen to fully represent the members in making decisions and upholding policies.

We are financially secure.

Financial safety is our first concern. For that reason, each member's accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund, an U.S. federal agency. IRAs are separately insured by NCUSIF for up to $250,000. In addition, BauerFinancial, the nation's leading independent credit union research firm has consecutively rated San Francisco Federal Credit Union 5-Stars, securing our position as one of the strongest credit unions in the country.

We offer better rates.

San Francisco Federal Credit Union offers the same types of services that banks offer, and a lot of the times at a lower rate too! We offer savings and checking accounts, low rate VISA cards, Money Market Accounts and Certificates, Traditional and Roth IRA Accounts and much, much more. Click here for a full list of our member benefits.