Signal Financial Federal Credit Union
Signal Financial Federal Credit Union is a mid-sized, federally-chartered credit union headquartered in Kensington, MD. The credit union operates 8 branches in 3 states (Dist of Columbia, Maryland and Virginia). It has $272.5 million in assets and roughly 32,400 members.
Products offered include: IRA CD, Share CD, Promo CD, Money Market Account, IRA Share, IRA Accumulation and Non Stop Plus Checking.
Current Signal Financial Federal Credit Union Rates
| Name | Term | APY | Min Deposit | |
| IRA CD | 1 year | 0.70 % | $2,000 | |
| 18 months | 0.85 % | $2,000 | ||
| 2 years | 0.85 % | $2,000 | ||
| 30 months | 0.95 % | $2,000 | ||
| 3 years | 1.26 % | $2,000 | ||
| 4 years | 1.66 % | $2,000 | ||
| 5 years | 1.77 % | $2,000 | ||
| 6 years | 1.92 % | $2,000 | ||
| Share CD | 1 month | 0.26 % | $500 | |
| 3 months | 0.25 % | $500 | ||
| 6 months | 0.40 % | $500 | ||
| 1 year | 0.65 % | $500 | ||
| 18 months | 0.80 % | $500 | ||
| 2 years | 0.80 % | $500 | ||
| 30 months | 0.90 % | $500 | ||
| 3 years | 1.21 % | $500 | ||
| 4 years | 1.51 % | $500 | ||
| 5 years | 1.61 % | $500 | ||
| 6 years | 1.82 % | $500 | ||
| Promo CD | 1 year | 0.75 % | $2,500 | |
| 2 years | 0.90 % | $5,000 |
Signal Financial Federal Credit Union Membership Eligibility
If you or a family member live, work, attend school, or worship in Washington DC or inside the Beltway in Prince George's County* or are employed by one of the companies listed below, you are eligible to be a member of the credit union.
Would like to join the credit union but not currently eligible? Then consider becoming a Supporting Member of Artemis Racing. It is a partnership that helps foster the growth and development of young Junior racers and Novice Women in the sport of cycling. Your membership will enable you to open an account with Signal Financial. Please visit our How to open an account section for further assistance.
About Signal Financial Federal Credit Union
Signal Financial is a cooperative, owned and operated by its members. This is what distinguishes the credit union from other financial institutions. Members put their money in a variety of savings accounts, and that money, in turn, is lent to members. After operating expenses and reserve requirements are met, loan income is returned to all members in the form of dividends and comprehensive financial services.
Signal Financial is governed by a Board of Directors that establishes and reviews policy. The Directors are credit union members who are elected by the membership and serve without pay. Every member has one vote, regardless of how much he/she has on deposit. At the credit union, there is no select group of shareholders that profits more than anyone else. All members profit -- individually and collectively.
At Signal Financial we strive to provide quality and fairly-priced financial services for our membership.
Signal Financial is a federally-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. The NCUA insures each member savings account for $250,000 and an additional $250,000 for Individual Retirement Accounts (IRAs).