The Golden 1 Credit Union
The Golden 1 Credit Union is a large, state-chartered credit union headquartered in Sacramento, CA. The credit union operates 17 branches in 1 state (California). It has $7.6 billion in assets and roughly 685,800 members.
Products offered include: Regular Term Savings CD, IRA Savings, Flex Savings, Money Market Savings, Market Rate Checking and Premium Checking.
Current The Golden 1 Credit Union Rates
| Name | Term | APY | Min Deposit | |
| Regular Term Savings CD | 3 months | 0.25 % | $1,000 | |
| 3 months | 0.25 % | $10,000 | ||
| 3 months | 0.25 % | $25,000 | ||
| 3 months | 0.25 % | $50,000 | ||
| 3 months | 0.25 % | $100,000 | ||
| 6 months | 0.30 % | $1,000 | ||
| 6 months | 0.30 % | $10,000 | ||
| 6 months | 0.30 % | $25,000 | ||
| 6 months | 0.30 % | $50,000 | ||
| 6 months | 0.30 % | $100,000 | ||
| 1 year | 0.36 % | $1,000 | ||
| 1 year | 0.36 % | $10,000 | ||
| 1 year | 0.36 % | $25,000 | ||
| 1 year | 0.36 % | $50,000 | ||
| 1 year | 0.36 % | $100,000 | ||
| 18 months | 0.36 % | $1,000 | ||
| 18 months | 0.36 % | $10,000 | ||
| 18 months | 0.36 % | $25,000 | ||
| 18 months | 0.36 % | $50,000 | ||
| 18 months | 0.36 % | $100,000 | ||
| 2 years | 0.41 % | $1,000 | ||
| 2 years | 0.41 % | $10,000 | ||
| 2 years | 0.46 % | $25,000 | ||
| 2 years | 0.46 % | $50,000 | ||
| 2 years | 0.51 % | $100,000 | ||
| 3 years | 0.65 % | $1,000 | ||
| 3 years | 0.65 % | $10,000 | ||
| 3 years | 0.70 % | $25,000 | ||
| 3 years | 0.70 % | $50,000 | ||
| 3 years | 0.75 % | $100,000 | ||
| 4 years | 1.00 % | $1,000 | ||
| 4 years | 1.00 % | $10,000 | ||
| 4 years | 1.00 % | $25,000 | ||
| 4 years | 1.05 % | $50,000 | ||
| 4 years | 1.05 % | $100,000 | ||
| 5 years | 1.30 % | $1,000 | ||
| 5 years | 1.30 % | $10,000 | ||
| 5 years | 1.30 % | $25,000 | ||
| 5 years | 1.35 % | $50,000 | ||
| 5 years | 1.35 % | $100,000 |
The Golden 1 Credit Union Membership Eligibility
You can join Golden 1 Credit Union if you:
- Live or work in eligible counties
- Are a family member of a registered existing member
- Are an employee of a select employee group
Please visit our website for more details on membership eligibility
About The Golden 1 Credit Union
Golden 1 Credit Union is California's leading financial cooperative, and the sixth largest credit union in the U.S. with nearly $7 billion in assets and more than 600,000 members. We have 84 offices, more than 270 ATMs and more than 28,000 network ATMs nationwide. Our non-cash offices are conveniently located within places of business you may already visit.
Founded by a group of California state employees in 1933, Golden 1 Credit Union is a membership financial cooperative which is owned by its members. In keeping with the credit union philosophy of "people helping people," The Golden 1 offers our members a wide range of low-cost consumer financial products and high-quality service.
The Golden 1 consistently receives a superior rating by IDC Financial Publishing, Inc. and a four-star rating from Bauer Financial Reports, Inc.
As a full-service credit union, Golden 1 offers all the consumer financial products and latest delivery innovations you'd expect from a large financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans. Member deposits are federally insured to the maximum amount for each member or shareholder by the National Credit Union Administration (NCUA).