Universal 1 Credit Union
Universal 1 Credit Union is a mid-sized, state-chartered credit union headquartered in Dayton, OH. The credit union operates 10 branches in 1 state (Ohio). It has $337.4 million in assets and roughly 49,900 members.
Products offered include: IRA CD, Standard CD, Money Market, Health Savings, Basic Savings and Universal Freedom 500 Checking.
Current Universal 1 Credit Union Rates
| Name | Term | APY | Min Deposit | |
| IRA CD | 1 year | 0.50 % | $500 | |
| 2 years | 0.80 % | $1,000 | ||
| 30 months | 0.80 % | $1,000 | ||
| 5 years | 1.82 % | $1,000 | ||
| Standard CD | 6 months | 0.20 % | $1,000 | |
| 7 months | 0.20 % | $1,000 | ||
| 1 year | 0.50 % | $500 | ||
| 13 months | 0.50 % | $1,000 | ||
| 18 months | 0.60 % | $1,000 | ||
| 2 years | 0.80 % | $1,000 | ||
| 30 months | 0.80 % | $1,000 | ||
| 3 years | 1.06 % | $1,000 | ||
| 5 years | 1.82 % | $1,000 |
Universal 1 Credit Union Membership Eligibility
Individuals are eligible to join our Credit Union if they live, work, worship, or attend school in any one of the many communities that we serve; have a family member who is an established member of the Credit Union; or work for a company that is affiliated with the Credit Union. We continue to expand our membership to additional communities and companies. Join us and become part of a growing family.
About Universal 1 Credit Union
Universal 1 Credit Union supports the credit union industry though participation at national, state and local levels. Credit unions were founded under the principles of "Not for Profit, Not for Charity, But for Service" and "People Helping People." Our operating guidelines are rooted in these core philosophies.
We serve as the primary financial institution for our members. We develop products and services that meet the needs of our members, and deliver these products and services through traditional and ever-evolving delivery channels, keeping technology in the forefront.
We pride ourselves on service. Member contact at all levels is based upon respect, professionalism and the highest degree of honesty and integrity. We are financial advisors and educators that assist members in making wise and sound financial decisions. The Universal 1 Credit Union operates with the philosophy of “Once a Member, Always a Member” and will prove continuously the membership value gained by affiliation with The Number One Credit Union!