University Federal Credit Union

To be eligible for membership in UFCU you must:

• be employed by a company in our field of membership
• be the immediate family member of a UFCU member
• be enrolled in a school that is in our field of membership
• belong to an association that is in our field of membership

 At UFCU our focus is on people, not profits. We strongly believe that fair and honest products, along with outstanding customer service, are what have made UFCU Austin’s largest locally-owned financial institution, including a full-service branch in Galveston.

In today's economic turmoil, it’s more important than ever to place your savings in a financial institution you can trust. At UFCU, your savings are safe. We have the highest possible financial rating in our industry, and your savings are fully insured up to at least $250,000—and even more, if you have a combination of individual, joint, payable-on-death, and other types of accounts. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. And U.S. taxpayers have never bailed out a federally insured credit union! 

Here you are not just an account number, but a partner with UFCU’s employees, creating a credit union which we can all be proud of. We work to earn your business by assisting you with your financial education, and by listening to your suggestions about how we can improve our credit union. You participate in the election of our Board of Directors, nominated from local business leaders who possess the credentials you’d expect to lead a multi-million dollar financial institution. By keeping our Directors local, we have the advantage of first-hand knowledge of local markets and customer needs.