Upper Cumberland Federal Credit Union

Membership is open to anyone who resides or works in Bledsoe, Cumberland, or Fentress County.

Upper Cumberland Federal Credit Union was originally chartered in 1935 with the purpose of serving the employees of the Carter Ink Company in Massachusetts.  The original name of the credit union was Carter Inx Folx Federal Credit Union.  As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.  Over a period of years, the Carter Ink Company was purchased by Dennison Manufacturing.  The Dennison Manufacturing company was already sponsoring a credit union of their own, so it was agreed to move the Carter Inx Folx Federal Credit Union from Massachusetts to Crossville, Tennessee in May of 1978.  At that time credit union assets were just over $480,000.00.

Growth continued for the next five years in the new location by serving local employee groups.   Credit union membership was limited to 5 large employers and several small employee groups.  If citizens were not fortunate enough to work for these specific employers, credit union membership was not an option for financial services.   Citizens who were retired were not eligible for credit union membership.  In fact, so many local citizens and retirees were requesting credit union membership,  the credit union converted to a county wide community charter in 1995 which allowed anyone who lived or worked in Cumberland County a chance to apply for membership.   When the community charter was approved, the credit union name changed to fit the new charter, "UPPER CUMBERLAND FEDERAL CREDIT UNION".

As of December - 2007, credit union assets have surpassed $22 million with over 4,600 members.  To serve member needs the credit union is open  52 hours a week.  For members who want financial service 24 hours a day, there are many automated services available such as using ATM cards, debit cards, "Gabby" the automated telephone teller, and E-Branch internet banking.   With membership now open to three counties (Bledsoe, Cumberland, and Fentress) the future is promising for the members of Upper Cumberland Federal Credit Union.