Top Interest Checking Rates in California

(Local and online rates)

Product

Interest Checking

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Bank / Product name	APY	Min deposit	Max deposit	Info
Coulee Bank Rewards Checking	2.55 %	$1	$24,999	Online
Evantage Bank Rewards Checking	2.50 %	$1	$9,999	Online
Provident Credit Union Super Reward Checking	2.26 %	$1	$24,999	Credit Union
ViewPoint Bank Absolute Checking	2.00 %	$1	$24,999	Online
Baxter Credit Union POWERCHECKING	2.00 %	$1	$24,999	Credit Union
Cambridge Savings Bank SuperSmart Checking	2.00 %	$10	$24,999	Online
Cambridge Savings Bank EarnSmart Checking	0.75 %	$10	–	Online
Bank of Internet High Interest Checking	0.71 %	$1	$4,999	Online
Capital One Bank Interest Online Checking	0.60 %	$1	–	Online
Clear Sky Accounts Clear Sky Checking	0.60 %	$1	$9,999	Online
Century Bank Direct High Interest Checking	0.59 %	$1	–	Online
First Internet Bank Interest Checking	0.55 %	$100	–	Online
Amegy Bank Smart Yield Checking	0.50 %	$1	$25,000	Online
Navy Federal Credit Union Flagship Checking	0.45 %	$1	$9,999	Credit Union
OneUnited Bank Unity Gold Checking	0.40 %	$100	$24,999

Bank / Product name	APY	Min deposit	Max deposit	Info
EverBank Yield Pledge Checking	0.39 %	$1	$9,999	Online
Salem Five Direct eOneChecking	0.35 %	$1	$4,999	Online
Ascencia Ascencia Interest Checking	0.32 %	$1	–	Online
Virtual Bank High Yield Checking	0.25 %	$1	$2,499	Online
iGObanking.com iGOchecking	0.25 %	$1	–	Online
TotalBank e-Interest Checking	0.25 %	$1	–	Online
Aurora Bank Aurora Interest Checking	0.25 %	$1,000	–	Online
California First National Interest Checking	0.20 %	$1	$2,499	Online
Giant Bank Personal Checking	0.20 %	$1,000	$24,999	Online
Acacia Federal Savings Bank Top Choice	0.20 %	$1,000	–	Online
Navy Federal Credit Union EveryDay Checking	0.15 %	$1	–	Credit Union
Western Federal Credit Union eChecking	0.15 %	$25	–	Credit Union
Independence Bank Prime Plus 55	0.15 %	$100	–	Online
Presidential Online Bank Internet Checking	0.12 %	$1	$24,999	Online
Presidential Online Bank Checking PLUS	0.12 %	$1	$24,999	Online

Bank / Product name	APY	Min deposit	Max deposit	Info
Nationwide Bank Interest Checking	0.10 %	$1	$2,499	Online
United Central Bank Global Supreme Checking	0.10 %	$1	$24,999
Comerica Bank Platinum Circle Checking	0.10 %	$1	–
California Bear Credit Union Premium Plus Checking	0.10 %	$25	–	Credit Union
Busey Bank Pillar Checking	0.10 %	$50	–	Online
Independence Bank Interest Checking	0.10 %	$100	–	Online
Acacia Federal Savings Bank Interest Choice	0.10 %	$500	–	Online
Busey Bank Active Interest Checking	0.10 %	$750	$14,999	Online
OneWest Bank Premium Checking	0.10 %	$1,000	$4,999
United Central Bank Global Value Checking	0.05 %	$1	$9,999
Patelco Credit Union Premier Interest Checking	0.05 %	$1	$4,999	Credit Union
ViewPoint Bank Money Market Checking	0.05 %	$1	$7,499	Online
Baxter Credit Union Preferred Interest Checking	0.05 %	$1	$4,999	Credit Union
Dime Direct Prime Dime Checking	0.05 %	$1	$4,999	Online
Texas Security Bank Secure Advantage Checking	0.05 %	$1	$24,999	Online

Bank / Product name	APY	Min deposit	Max deposit	Info
Bank of America Prima Tiered Interest Checking	0.05 %	$1	$9,999
Commonwealth Central Credit Union Premium Checking	0.05 %	$1	–	Credit Union
Charles Schwab Bank Interest Checking Plus	0.05 %	$1	$2,499	Online
SchoolsFirst Federal Credit Union Investment Checking	0.05 %	$25	–	Credit Union
California Coast Credit Union Dividend Checking	0.05 %	$50	–	Credit Union
Univest Direct Anytime Online Checking	0.05 %	$100	–	Online
FirstBank MMA Checking	0.05 %	$500	$19,999	Online
FirstBank 55-Plus Checking	0.05 %	$500	$19,999	Online
Kinecta Federal Credit Union Checking Plus	0.05 %	$1,000	$4,999	Credit Union
The Golden 1 Credit Union Premium Checking	0.05 %	$1,000	$99,999	Credit Union
The Golden 1 Credit Union Market Rate Checking	0.05 %	$1,000	$9,999	Credit Union
American Chartered Bank Other Personal Checking	0.04 %	$1	–	Online
Citibank Interest Checking	0.01 %	$1	–	Online
Meriwest Credit Union Smart Checking	0.01 %	$1,000	$4,999	Credit Union
American Chartered Bank High Yield Checking	0.00 %	$1	$9,999	Online

Bank / Product name	Min deposit	Max deposit	Info
State Farm Bank Interest Checking	$1	$2,499	Online
Texas Security Bank Secure Plus Interest Checking	$1	$2,499	Online
Altura Credit Union Wealth Builder Checking	$100	–	Credit Union

Rewards Checking	Coulee Bank	2.55 %	$1	$24,999	online
Rewards Checking	Evantage Bank	2.50 %	$1	$9,999	online
Super Reward Checking	Provident Credit Union	2.26 %	$1	$24,999
Absolute Checking	ViewPoint Bank	2.00 %	$1	$24,999	online
POWERCHECKING	Baxter Credit Union	2.00 %	$1	$24,999
SuperSmart Checking	Cambridge Savings Bank	2.00 %	$10	$24,999	online
EarnSmart Checking	Cambridge Savings Bank	0.75 %	$10	–	online
High Interest Checking	Bank of Internet	0.71 %	$1	$4,999	online
Interest Online Checking	Capital One Bank	0.60 %	$1	–	online
Clear Sky Checking	Clear Sky Accounts	0.60 %	$1	$9,999	online
High Interest Checking	Century Bank Direct	0.59 %	$1	–	online
Interest Checking	First Internet Bank	0.55 %	$100	–	online
Smart Yield Checking	Amegy Bank	0.50 %	$1	$25,000	online
Flagship Checking	Navy Federal Credit Union	0.45 %	$1	$9,999
Unity Gold Checking	OneUnited Bank	0.40 %	$100	$24,999
Yield Pledge Checking	EverBank	0.39 %	$1	$9,999	online
eOneChecking	Salem Five Direct	0.35 %	$1	$4,999	online
Ascencia Interest Checking	Ascencia	0.32 %	$1	–	online
High Yield Checking	Virtual Bank	0.25 %	$1	$2,499	online
iGOchecking	iGObanking.com	0.25 %	$1	–	online
e-Interest Checking	TotalBank	0.25 %	$1	–	online
Aurora Interest Checking	Aurora Bank	0.25 %	$1,000	–	online
Interest Checking	California First National	0.20 %	$1	$2,499	online
Personal Checking	Giant Bank	0.20 %	$1,000	$24,999	online
Top Choice	Acacia Federal Savings Bank	0.20 %	$1,000	–	online
EveryDay Checking	Navy Federal Credit Union	0.15 %	$1	–
eChecking	Western Federal Credit Union	0.15 %	$25	–
Prime Plus 55	Independence Bank	0.15 %	$100	–	online
Internet Checking	Presidential Online Bank	0.12 %	$1	$24,999	online
Checking PLUS	Presidential Online Bank	0.12 %	$1	$24,999	online
Interest Checking	Nationwide Bank	0.10 %	$1	$2,499	online
Global Supreme Checking	United Central Bank	0.10 %	$1	$24,999
Platinum Circle Checking	Comerica Bank	0.10 %	$1	–
Premium Plus Checking	California Bear Credit Union	0.10 %	$25	–
Pillar Checking	Busey Bank	0.10 %	$50	–	online
Interest Checking	Independence Bank	0.10 %	$100	–	online
Interest Choice	Acacia Federal Savings Bank	0.10 %	$500	–	online
Active Interest Checking	Busey Bank	0.10 %	$750	$14,999	online
Premium Checking	OneWest Bank	0.10 %	$1,000	$4,999
Global Value Checking	United Central Bank	0.05 %	$1	$9,999
Premier Interest Checking	Patelco Credit Union	0.05 %	$1	$4,999
Money Market Checking	ViewPoint Bank	0.05 %	$1	$7,499	online
Preferred Interest Checking	Baxter Credit Union	0.05 %	$1	$4,999
Prime Dime Checking	Dime Direct	0.05 %	$1	$4,999	online
Secure Advantage Checking	Texas Security Bank	0.05 %	$1	$24,999	online
Prima Tiered Interest Checking	Bank of America	0.05 %	$1	$9,999
Premium Checking	Commonwealth Central Credit Union	0.05 %	$1	–
Interest Checking Plus	Charles Schwab Bank	0.05 %	$1	$2,499	online
Investment Checking	SchoolsFirst Federal Credit Union	0.05 %	$25	–
Dividend Checking	California Coast Credit Union	0.05 %	$50	–
Anytime Online Checking	Univest Direct	0.05 %	$100	–	online
MMA Checking	FirstBank	0.05 %	$500	$19,999	online
55-Plus Checking	FirstBank	0.05 %	$500	$19,999	online
Checking Plus	Kinecta Federal Credit Union	0.05 %	$1,000	$4,999
Premium Checking	The Golden 1 Credit Union	0.05 %	$1,000	$99,999
Market Rate Checking	The Golden 1 Credit Union	0.05 %	$1,000	$9,999
Other Personal Checking	American Chartered Bank	0.04 %	$1	–	online
Interest Checking	Citibank	0.01 %	$1	–	online
Smart Checking	Meriwest Credit Union	0.01 %	$1,000	$4,999
High Yield Checking	American Chartered Bank	0.00 %	$1	$9,999	online
Interest Checking	State Farm Bank	0.00 %	$1	$2,499	online
Secure Plus Interest Checking	Texas Security Bank	0.00 %	$1	$2,499	online
Wealth Builder Checking	Altura Credit Union	0.00 %	$100	–