KeyBank Checking Bonus - Free iPod Touch Promotion

KeyBank has a new checking account promotion with an iPod touch bonus. This offer is only available online to certain areas.

Here are the requirements to qualify for the iPod touch gift:

  • Open a qualifying KeyBank checking account online and enter offer code ONTT0311 by June 24, 2011
  • Make at least 10 payments and/or purchases per month for 3 months after account opening
  • Make 3 direct deposits each of $500 or more within 3 months of account opening

The comparison chart tab in the promotions page shows the qualifying checking accounts. All have potential monthly service charges. The account that is easiest to avoid monthly fees is Key Express Checking. You can avoid fees by making at least $500 in deposits or initiating five transactions per statement cycle.

Here's the small print from the offer:

Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT. Your gift will be shipped within 90 days of meeting requirements. Qualifying purchase and payment transactions include checks, MasterCard signature, PayPass and PIN-based purchases, Key Bill Pay, debit card automated payments, PayPal transactions, and Automated Clearing House (ACH) direct payments. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits. Offer available to individuals without an existing checking account at KeyBank as of 3/25/11. Offer not available to individuals who have opened a KeyBank checking account in the last 12 months.

There are some additional details in the promotion's FAQs.  If you close your account within 180 days of account opening, you will be charged a $25.00 account early closure fee.

When you apply online, you have to enter your zip code. Not all zip codes are accepted. Like previous KeyBank promos, it appears to be only available in areas where they have branches. KeyBank branches are located in the following states: Alaska, Colorado, Connecticut, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.

The offer expires on June 24, 2011. Visit the promotions page for more information.


Latest Chase Bank $125 Checking Account Bonus

Chase is offering a $125 bonus for opening a checking account. You can have a coupon emailed to you that can be used to open a Chase checking account or can apply online.

Details of the bank offer include:

  • Minimum opening deposit of $100 with money from non-Chase banks
  • Must set up direct deposit
  • Free online banking and bill pay
  • Free access to over 16,000 Chase ATMs in the U.S.
  • Free text and email alerts
  • 24-hour access with Chase Mobile on your phone
  • To avoid a monthly service fee you must have at least one direct deposit of at least $500, keep a minimum daily balance of at least $1,500 or keep an average balance of at least $5,000 in qualifying accounts at Chase
  • Requirements to earn the $125 bonus include making a direct deposit within 60 days of the account being opened
  • The bonus would be posted to your account within 10 business days of the initial direct deposit
  • If the account is closed within six months, the bonus will be debited

Current Chase checking customers and employees of JPMorgan Chase Bank are not eligible for the bonus offer.

The Total Checking Account offer is good through May 16, 2011.

Union Bank $100 Checking Account Bonus

Union Bank is offering a $100 bank bonus when you open a checking account by 1/28/11. To qualify for the $100, a personal checking account must be opened by January 28, 2011, and you must either sign up for direct deposit, make three online bill payments or make five debit card purchases.

To qualify for the $100 bonus, open a Union Bank personal checking account by 1/28/11 and establish one qualifying service, no later than the month after account opening. Qualifying services include an ongoing monthly direct deposit of $100 or more, three Union Bank online bill payments each month to three different payees, OR five debit card purchases or payments per month (excluding cash withdrawals, transfers, or ATM inquiries). Minimum opening deposit $100. The $100 bonus will be deposited by 4/29/11 into the personal checking account, which must be active and in good standing. Limit one offer per household. Not valid with other offers. Available for personal accounts only and for customers who do not have an existing personal checking account. Bonuses are reported as interest paid and a Form 1099-INT will be sent for tax purposes by 2/15/12. Offer valid only at participating branches.

Visit Union Bank's promotional page for more details.

TCF Bank Checking Account - $50 Bonus

Open a TCF checking account online and receive a $50 bonus. Refer a friend and nab an additional $25. In order to qualify for the bonus, you need to execute at least ten qualified transactions using your new online TCF account within 60 days of opening your account.

The minimum opening balance of a personal non-interest bearing TCF checking account is $25. For a business account, the minimum jumps to $100.

A qualified transaction is a posted check card purchase or cleared check. The cash will be credited to your account the business day following your 10th transaction. A TCF online checking account offers many standard amenities, including online banking, TCF ATM card and withdrawals, secure online statements, coin counting, and account alerts.

Small Print / Fees on this Bank Deal:

  • You must be a new online checking customer with TCF.
  • Non-sufficient funds fees, overdraft fees and other TCF standard fees still apply to the account.

Berkshire Bank $100 In Checking Bonuses

Open a free checking account at Berkshire Bank and you can earn up to $100 in bonuses. The deal is good through Oct. 31, 2010. You can complete up to four of the following tasks and receive $25 for each one:

  • Sign up for online statements
  • Set up and receive direct deposit
  • Pay a bill with online bill pay
  • Turn in your old debit card and replace it with a Berkshire Bank debit card
  • Refer a friend who opens a free checking account (up to two referrals)

You can open a Berkshire Bank checking account with as little as $10. Bring in your old checks and you receive a free box of checks for your new account. Another perk includes receiving a discount of 0.25% on consumer loans when you set up automatic payment from your Berkshire Bank checking account. (You must qualify for a loan to receive the discounted bank rate.) You can also receive $10 off the annual fee for opening a safe deposit box.

Berkshire Bank is based in Pittsfield, Massachusetts. The checking account offer is valid only for new checking customers at the bank’s New York branches and can be withdrawn at any time.

FirstBank Free Flip Camcorder eSave Promotion

FirstBank is giving away a Free Flip Camcorder for new customers that sign up for FirstBank eSave.

What is FirstBank eSave?

Get eSave Checking and Savings accounts, a FirstBank Visa Check Card and Free Internet Banking with eStatements. Then watch money automatically transfer to your savings each time you use your Visa Check Card or make Bill Pay or ACH payments. Plus you can get a $25 bonus after you save $500 in your first 12 months (see fine print for details).

Additional details about FirstBank eSave:

  • There is a maximum check usage limit with eSave. You are limited to 3 checks per statement cycle for each account type. If you write more than 3 checks per statement cycle you will be charged $1 for each additional paper check that posts to your account during that cycle.
  • If you cancel or close any of the eSave Account Package components including eSave Checking, eSave Savings, Internet Banking, eStatements, or Visa Check Card then you will lose the package benefits.

To qualify for the Flip Camcorder:

  • The must be a brand new eSave account being opened.
  • One Flip Camcorder per household per 2 years.
  • Must open the account with $50
  • The cost of the gift is considered a bonus that can be revoked if the account is closed within six months of opening. So you must maintain the account for at least 6 months.

Sovereign Bank $150 Cash Bonus

Open a Sovereign Bank Premier Banking package and you could earn a $150 cash bonus. The Premier Banking package includes a Premier Checking Account and Premier Money Market Savings Account. The offers is good through Nov. 12, 2010. Details of the offer include:

  • Checking account requires minimum deposit of $100
  • Must open money market account with $100 or have an existing money market
  • Must enroll in online banking when opening account
  • Must request a Sovereign Debit Card and use it to make five purchases within 60 days of opening account or set up direct deposit

After all the requirements have been met, you receive the $150 bonus as a credit in your checking account within 75 days of opening the account. Sovereign Bank’s money market and checking accounts have tiered interest rates.

Checking account balances earn the following:

  • 0.01% annual percentage yield (APY) for balances less than $15,000
  • 0.1% APY for balances of $15,000 and up

The money market earns:

  • 0.25% APY on balances below $10,000
  • 0.45% APY on balances of $10,000 to $24,999
  • 0.5% on balances of $25,000 to $49,999
  • 0.55% APY for $50,000 to $74,999
  • 0.6% APY on for $75,000 and up

Interest rates are effective as of Sept. 1, 2010.

ING Direct Electric Orange Checking Bonus

Open an Electric Orange checking account at ING Direct and you could earn a $50 bonus. You’ll need to use reference code EM522 when you open your account online.

To earn the bonus you must activate an Electric Orange Debit MasterCard and make three purchases signature-based purchases with it within 45 days. The $50 bonus gets credited to your account on day $50. Other details of the checking account include:

  • No minimum balance requirement
  • No monthly fees
  • Free transactions at 35,000 ATMs
  • 1.25% annual percentage yield (APY) on balances over $100,000
  • 1.2% APY on balances between $50,000 and $100,000
  • 0.25% APY on balances under $50,000

If you are tired of getting hit with high overdraft fees you might like this account. The average that most banks charge for overdrafts on checking accounts is $30. The Electric Orange bank rate for overdrafts is 2 cents a day on an overdraft balance of $100. So if you overdraw your checking account by $500, you’ll pay an overdraft fee of 99 cents.

ING Direct online bank accounts are insured by the FDIC.

PNC - $100 Checking Account Bank Bonus

The $100 bonus offer is back at PNC Bank. The Web-only offer is available to people who open a PNC free checking account online by July 31, 2010. Details of the bank promotional offer include:

  • No minimum balance required
  • No monthly service charge
  • Free online banking and bill pay
  • Free PNC Bank Visa check card
  • Free banking rewards program

The checking account also reimburses non-PNC Bank ATM fees if you have a minimum average monthly balance of at least $2,000.

To qualify for the $100 bonus you must be a new PNC customer and be a resident of Washington, DC, Delaware, Florida, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, Ohio, Pennsylvania, Virginia, or Wisconsin. Only one  bonus is allowed per household.

To receive the bonus, you must you make a direct deposit into the account and make 10 direct purchases with the PNC Bank check card within 60 days of opening the account. Each direct deposit must be at least $400. Qualifying direct deposits do not include credit card cash advance transfers, transfers from one account to another, or deposits that are made at branches or ATMs.

PNC Bank also has other checking accounts that qualify for the $100 bonus offer–the Virtual Wallet, Performance, and Performance Select.

Banco Popular $125 Bank Bonus

Receive a cash bonus of up to $125 when you open a Totally Free checking account at Banco Popular. The bank is also offering a  free easy living folding chair for opening an account.  In order to get this bank deal you must complete the following:

  • Give the bank your old debit card and unused checks and receive a bonus of $25
  • Sign up for direct deposit with your new checking account and receive $50
  • Use online bill pay and receive $50

The free checking account also includes free online banking and bill pay. You can also sign up for a free MasterCard debit card and get free return of check images. The checking account offer also includes two free foreign ATM withdrawals or inquiries.

The bank also offers a 50+ Free Interest Checking, E-Z Free Checking, and Popular Investing Checking that earns higher interest.

Banco Popular has been in business for 116 years. The bank has more than 100 branches in New York, New Jersey, Illinois, California, and Florida.  The bank is involved in building communities and has awarded more than $500,000 in grants to more than 40 nonprofit institutions since 2007. The bank is part of Popular Inc., a financial services provider in Puerto Rico, with operations in the U.S., the Caribbean, and Latin America.