Sometimes the best CD rates come from local Credit Unions. Most Credit Unions only allow local residents to join their union, making it difficult on finding the best CD rates, but with our local bank rate search, you can easily and quickly find the best local CD, savings, and checking rates in your area.
- Fort Knox Federal Credit Union in Radcliff, KY is offering a 3 Month CD at 1.40% APY with a required minimum deposit of $500.
- Fort Knox Federal Credit Union is also offering the best 6 Month CD at 1.40% APY with a minimum deposit of $500.
- Melrose Credit Union located in Queens, New York is offering a 12 Month CD at 1.76% APY with a minimum deposit of $5,000.
- Melrose Credit Union is also offering the best 24 Month CD rate at 2.02% APY, the best 36 Month CD rate of 2.52% APY and the best 60 Month CD rate of 3.29% APY all with a minimum deposit of $5,000.
Most credit unions if they are not only open to local residents require you to qualify for their membership.
To join the Fort Knox credit union all you have to do is join the American Consumer Council right on their website. Follow the instructions on becoming a member. For “Eligibility Criteria,” use the menu to click on “American Consumer Council/Kentucky Chapter.”
Joining this credit union is simple in terms of qualifying for their membership. Once you have completed the application process you will be automatically enrolled into the consumer advocacy group which will give you access to their best CD rates.
The cost for joining their credit union is $15.
The Melrose Credit Union allows all U.S. residents to join their membership and the cost is only $1.
All deposits at Fort Knox and Melrose are federally insured by the NCUA (National Credit Union Administration).